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As a city of commerce, it’s no surprise that there are several lenders offering payday loans in Saint . If your furnace has broken down or your car won’t start, a payday loan was likely one of the first options you looked into. As payday loans in Saint John can be found on Smarter Loans but only offer a minimal amount of cash, the process for getting approved is a simple one. However, these loans are not as safe as their commonness makes them appear. Though payday loans in Saint John come with a payment period of roughly two weeks, the short term of the deal forces the provider to take advantage of the rates to make a profit. Saint John payday loans use a system of ‘renewals’ and high interest rates to make money on the borrower’s payments. In fact, if payday loans aren’t paid off incredibly quickly, they can force the borrower into a harsh cycle of debt. Despite how common payday loans in Saint John are, they are not the solution they seem
But there are new options becoming available. As online finance becomes more common, alternative lenders are quickly gaining a good reputation in the lending industry, as a much more convenient and affordable alternative to payday loans. If you’re looking to get an online loan with easy approval and fast funding time, there are now several alternative lenders available to you in Saint John. Online loans offer fast approval and access to funds in a matter of hours, so you don’t have to wait for your cash. Take a look at Smarter Loans’ extensive list of reputable lenders below, and see what they’re offering in Saint John. After picking a great and dependable lender from the list below, you can apply from their profile page, or fill out an application here on Smarter Loans and let us help find you the best lender for your situation.
Amy Orr is a professional writer and editor with over 10 years of experience in the Canadian, U.S. and U.K. financial markets. She has written for numerous publications on topics as diverse as economic literacy, corporate finance, and technical analysis of numerical data. Prior to transitioning to full-time writing, she worked in the hedge fund sector. Her academic background is astrophysics, and she has a Masters in Finance from the University of Edinburgh Business School.
Jenna West is Smarter Loans' in-house financial writer and content director. She has been covering the Canadian FinTech and finance industry since 2017, including financial trends analysis, industry surveys, regulatory updates and changes in Canadian consumer behaviour when it comes to finance.
