Time in business:
Customers:
Loans offered:
Cash Money was founded in 1992 and has helped nearly 600,000 Canadians meet their short-term cash needs quickly, conveniently and with more flexibility than banks, other payday lenders, and cheque cashing. Cash money offers fast cash loans to help you cover emergency or unforeseen expenses. Unlike some of the other lenders in Canada, Cash Money offers three convenient ways to apply for a personal loan - apply for cash online, in-stores or over the phone.
Products Offered
AMOUNT
$500 - $10,000
INTEREST RATE
46.93%
TERMS
Open Line of Credit
Line of Credit
Conditions & Rates
Interest rate 46.93%Amount $500 – $10,000 TermOpen Ended Line of Credit
Eligibility & Documents
Who is eligible
- Canadian resident over 18
- Minimum income at least $1,000 per month
What you need to provide
- Proof of income/Paystubs
- Government ID
Repayment & Issuance
How fast can you get the money Within 24 hoursFunding method Direct deposit, 15-minute funding with Interac e-Transfer*’
- As soon as 15-minute funding available only when using Interac e-Transfer®. Subject to bank processing and system limitations. Interac e-Transfer® can be used to transfer funds up to $10,000. Interac® and the Interac design are registered trademarks of Interac Inc.
How does repayment work Regular payments from bank account or debt card on scheduled income dates
Payday Loan
Conditions & Rates
Cost Varies by ProvinceAmount $100 – $1,500 TermUp to 62 days
Eligibility & Documents
Who is eligible
- Canadian resident over 18
- Not available in Alberta or New Brunswick
- Minimum income $1,000
What you need to provide
- Proof of income/Paystubs
- Government ID
Repayment & Issuance
How fast can you get the money Within 24 hours Funding method Direct deposit, 15-minute funding with Interac e-Transfer
- As soon as 15-minute funding available only when using Interac e-Transfer®. Subject to bank processing and system limitations. Interac e-Transfer® can be used to transfer funds up to $10,000. Interac® and the Interac design are registered trademarks of Interac Inc.
How does repayment work Repayment on scheduled income date(s) from bank account
Contact information
CustomerService@CashMoney.ca
Availability:
Ontario, Alberta, British Columbia, New Brunswick, Newfoundland, Nova Scotia, Manitoba, SaskatchewanSupport Offered:
- Help Center/Blog
- Email Support
Call Center:
Mon-Fri: 8:00am to 11:00pm (ET)Sat-Sun: 9:00am to 5:00pm (ET)
Frequently Asked Questions About Cash Money
What is Cash Money?
What Products and Services Does Cash Money Offer?
Cash Money offers lines of credit, installment loans, payday loans and also provides various financial services including, money orders, cash cheques and is a reliable place to purchase money orders.
What Is the Interest Rate on a Cash Money Loan?
The interest rate on Cash Money's line of credit annually is 46.93% and as for their payday loan, the cost varies based on the province.
How to Qualify for a Cash Money Loan?
In order to qualify for a Cash Money loan, you must be a Canadian resident, a minimum of 18 years old, provide government identification and proof of income and or pay stubs.
How Fast Can I Get a Loan from Cash Money?
If you are approved, then you will receive your loan funds within 24 hours.
How Does Loan Repayment Work at Cash Money?
Cash Money loans are repaid through scheduled preauthorized payments from your bank account.
What Kind of Customer Support Does Cash Money Offer?
You can contact Cash Money customer support through their help centre on their website (blog), call centre or by email.
Is Cash Money Safe?
91% of Cash Money Customers say they are very satisfied with their loan experience. Cash Money is known for what they call the Cash Money difference and pride themselves in an easy application process, fast cash, friendly customer service, extended hours, and responsible lending. They've been around for almost 20 years and on top of that they have helped over 600,000 people.
How Much Can I Borrow from Cash Money?
Cash Money payday loans are between $500 and $10,000. Their line of credit ranges from $500 to $10,000.
What Is the Term Length for a Cash Money Loan?
Cash Money offers up to a 62 day term for their payday loan and their line of credit term is open ended.
Can I Apply Online for a Cash Money Loan?
Yes, Cash Money allows for you to apply online anytime.
How Will Cash Money Send Me the Loan?
Approved recipients will receive loan funds directly into their bank account.
Which Provinces Is Cash Money Available in?
Cash Money operates in Ontario, Alberta, British Columbia, Saskatchewan, and Nova Scotia.
What are Cash Money Working Hours?
Cash Money allows you to apply for a loan 24/7 online and they have a call centre available Monday to Friday from 8AM to 11PM EST and Saturday and Sunday from 9AM to 5PM EST.
Cash Money Reviews
Avg. Rating: 4.6 (16 reviews)
Good Service
April 6, 2018
“Awesome customer service! Cheque cashing and pay day loans are cheaper than with other payday lenders ”
Quick Application
August 27, 2018
“”
Very Satisfied
August 28, 2018
“So quick and easy...very satisfied and happy!”
Great Service
August 28, 2018
“Great service..very quick and easy..didn't have to worry about running around frantically getting tons of documents just to be denied...would totally recommend to friends...thank you very much...definitely eased some tension in my life..Joey”
Excellent service
December 15, 2018
“It's an awesome company and I would recommend it to anyone ”
Highly Reccomended
February 21, 2019
“They were very helpful and polite they reviewed my loan and approved it, and sent me the loan. Give them a try as they are the real deal.
via. Trustpilot”
Professional Service
June 18, 2019
“Great customer service and professional way to handle customer enquiries”
Simply the best
February 2, 2025
“Britney elizabeth cassanera”
Great Customer Service
March 11, 2025
“Really great customer service and I had no problem getting a loan! Would definitely recommend to anyone needing a loan!”
Good Overall, but Limited Terms
April 7, 2025
“Decent experience, but I wish they offered longer-term options.”
Simple Process and Easy Repayments
April 7, 2025
“I liked how simple the online form was. Clear terms and easy repayments.”
Loan Approved in Under 2 Hours
April 7, 2025
“Got my loan in under 2 hours. Super fast and professional service.”
Helpful in a Pinch, but Costly
June 3, 2025
“Wouldn’t use often due to fees, but great in an emergency.”
Same-Day Deposit, No Surprises
June 3, 2025
“Reliable and transparent. Funds were deposited same day.”
Clear Terms and Great Support
June 3, 2025
“Very responsive support team and no surprises with the repayment.”
Lifesaver for Rent Time
June 3, 2025
“Cash Money was a lifesaver when rent was due. Quick and easy.”
