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Articles About Personal Finance

12 Retirement Letter Samples For Your Employer

Ready to give notice? Use these 12 copy-ready retirement letter templates tailored for Canadian workplaces. Each sample includes professional wording, transition tips, and quick actions to copy, download as a Word file, or save to PDF.

How To Register a Trademark for Your Business in Canada

Protect your brand the right way. This Canada-focused guide walks you through searches, Nice classes, filing, fees for 2025/26, expected timelines to first examination, and what to do if objections or opposition arise. Includes province-by-province tips and an interactive estimator so you can forecast costs before you file.

Tariffs Are Here. How Will They Impact Canadian Businesses?

Tariffs are raising the cost of doing business in Canada. This article shows where the pressure lands (by sector), how much may pass through to prices, and the concrete actions owners can take now -from supplier diversification and origin documentation to pricing strategy and cash-flow planning – backed by current data and policy timelines.

27 Side Hustle Ideas to Make Extra Money in 2026

Surveys suggest well over half of workers do some kind of extra earning, from gig platforms to e-commerce. Below are 27 ideas with Canadian notes on pricing, compliance, and practical steps to land clients.

canada loans

Top Online Loan Providers in Canada (Updated 2025 List)

Finding the right online loan provider can feel overwhelming, especially with so many options available in 2025. Online lenders offer speed, convenience, and often fewer eligibility hurdles than traditional banks, making them an attractive option for many Canadians.  Plan your repayment strategy using our debt payoff calculator. But not all providers are created equal; interest […]

personal loans

Personal Loans vs Credit Cards: What’s Better in a Financial Pinch?

When unexpected expenses hit, knowing how to access funds responsibly is crucial for Canadians. Personal loans and credit cards are two common options, but each works differently and carries its own advantages and risks. Choosing the right one can help you cover urgent costs without creating long-term financial stress. Personal loans provide a lump sum […]

payday loans

Payday Loan Alternatives You Should Know About in 2025

Payday loans might feel like a quick fix when cash is tight, but for many Canadian entrepreneurs, they can create more financial stress than relief. High fees and short repayment windows often make them risky for small business owners trying to stay ahead. The good news is that in 2025, you have better, safer alternatives […]

canada loans

Your 2025 Guide to Loans in Canada: What Are Your Options?

Understanding your loan options can feel overwhelming, especially as a small business owner in Canada. With so many options, personal loans, business loans, lines of credit, government programs, and online lenders, it’s important to understand what’s available and how each one works. Choosing the right type of financing can help your business grow, manage cash […]

personal loans

When Should You Use a Personal Loan in Canada?

Running a small business in Canada means your personal and business finances sometimes overlap. Maybe you need quick cash for an unexpected expense, to consolidate debt, or to cover a big purchase. That’s where personal loans can come in; they’re flexible, easier to access than some business loans, and can help bridge financial gaps. But […]

Payday loans

How Payday Loans Work in Canada: Pros, Cons & Safer Alternatives

Running a small business in Canada isn’t easy; you’re juggling cash flow, expenses, and sometimes unexpected bills. When money gets tight, payday loans can look like a quick fix. They’re easy to get, but they come with high costs that can put even more strain on your business. So let’s take a look at how […]

secured loan

Guaranteed Payday Loans No Matter What in Canada

Fast Cash When Banks Say “No” — What Canadians Need to Know About “Guaranteed” Payday Loans If you’ve been turned down by banks or traditional lenders, the idea of a “guaranteed payday loan no matter what” can sound like a lifeline, especially when you’re facing an emergency and need cash fast. These types of loans […]

secured loan

Secured Loan: What It Is, How It Works, & How To Get One

Everything You Need to Know About Using Collateral to Secure a Loan and Improve Your Chances of Approval When you need a loan, your credit score can be a major roadblock. That’s where secured loans come in handy. Secured loans vary from unsecured loans, which rely heavily on your credit history. A secured personal loan […]

Bad Credit

Best Bad Credit Loans Instant Approval Canada

Quick & Reliable Options for Canadians Needing Fast Cash, Even with Poor Credit Let’s face it, life can throw curveballs when we least expect them. Whether it’s an unexpected car repair, a medical bill, or just making ends meet, financial stress hits hard, especially if your credit score isn’t perfect. If you’re dealing with bad […]

Bank Draft

What Is A Draft In A Bank

Understanding Bank Drafts: A Secure Way to Transfer Funds A draft in a bank is a type of payment instrument, kind of like a check, but a bit more secure. It’s also called a bank draft or demand draft. Basically, it’s a written order from one bank telling another bank to pay a specific amount […]

Lines of Credit

How Much Line of Credit Can I Get?

A Simple Guide to How It Works, When to Use It, and What to Watch Out For Wondering how much line of credit you can get? Well, you’re definitely not the only one. But how much you qualify for isn’t the same for everyone; it depends on a mix of things like your income, credit […]

International Student

Loans For International Students Canada

Exploring Your Financing Options as an International Student in Canada Studying in Canada as an international student is an exciting opportunity, but let’s face it, it can also be expensive. Between tuition fees, housing, textbooks, and day-to-day living costs, it’s no surprise that many students find themselves looking for financial help. That’s where student loans […]

Quick Loans

Fast Loan Options In Canada

Exploring Fast Loan Options Across Canada Sometimes life throws you a curveball, such as a surprise bill, urgent car repair, or unexpected business expense, and you need cash fast. That’s where instant loan options come in handy. Fast loans are very accessible in Canada, but not all fast loans are created equal. Some come with […]

Online Loan

Three Of The Best Online Loan Options In Canada

Compare top-rated online lenders in Canada to find the best loan for your needs. Looking for a quick, reliable way to borrow money online in Canada? You’re in the right place. Online loans are a flexible and fast solution, no matter what you need the funds for. But with so many lenders out there, how […]

Canada Lenders

Money Lenders in Canada: Choosing the Best One for Your Needs

You’re finally ready to start a home renovation, consolidate your debts, or launch the side hustle of your dreams. Still, your bank account says otherwise. Whether a planned expense or a financial curveball, we’ve all been there, and that’s where money lenders in Canada can step in.  This twist is that not all money lenders […]

BMO Bank

List of Canadian Banks: A Handy Guide for Borrowers and Savers

Whether opening your first checking account, shopping for a mortgage, or looking to grow your savings, choosing the right financial institution in Canada is an essential step toward reaching your money goals. But with dozens of options, ranging from the Big Six banks to local credit unions and digital disruptors, where do you start?  This […]

Manitoba

The Current Minimum Wage In Manitoba (2025)

Everything You Need To Know About Manitoba’s Minimum Wage We are currently in a time of high inflation, which has proven that minimum wage is certainly not liveable. The good news? Manitoba is looking to increase the minimum wage to help combat the consequences of inflation much like other provinces. As of March 2025,  Manitoba’s […]

$3000 Loan

How to Secure a $3,000 Loan in Canada: Your Complete Guide

Navigating the Path to a $3,000 Loan in Canada Whether you need a quick financial boost for an emergency, home repairs, or unexpected expenses, securing a $3,000 loan in Canada can be a straightforward process when you know where to look. Understanding your options, from traditional banks to alternative lenders, can make the process smoother […]

How to Get an Installment Loan with Bad Credit

Discover the accessibility of installment loans for individuals with bad credit. AimFinance provides quick access to funds, often within one business day. As an alternative for those ineligible for personal loans, installment loans offer manageable payments and swift approvals.

What should I know before taking a personal loan?

Personal loans can be an effective financial tool to manage your expenses when you are short on cash. They are unsecured loans that can be used for a variety of purposes, such as paying off credit card debt, consolidating high-interest loans, or funding a major purchase.

Student Loan Forgiveness in Canada

This article informs Canadians about relief and forgiveness options for student loans. It discusses the challenges of paying back loans due to high interest rates and financial constraints, and highlights the Repayment Assistance Plan as a possible solution. It also mentions that loan forgiveness is available and reassures students about other options available.