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Business Financing Application - Keep Corporate Credit Card
One application. 14 lenders from our 50+ network. Funded in 24 to 48 hours.
14 lenders in our network serve Business Loan Application Keep. Borrow $250 to $50 million from 7% APR, with funding as fast as 48 hours. Most lenders require 12 months in business and $10,000 monthly revenue. Merchant cash advances are shown as factor rates, not APR. Rates reviewed August 2026.
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Every Apply button starts the same single application. Your chosen lender is prioritized first.
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Three questions about your business, and it filters this list instantly.
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Checked against published lender criteria. Not a credit check, and nothing here affects your credit score.
Best for Businesses six months old that need a large term raise and want a line and an advance available too · Term loan · Also offers: line of credit, merchant cash advance
Best for Businesses wanting term, revolving and revenue-based options under one roof from 6 months trading · Term loan · Also offers: line of credit, merchant cash advance
Best for Established businesses with $5,000 a month in sales that want a term loan and a line of credit together · Term loan · Also offers: line of credit
Best for Businesses needing a very small facility, or a large one, from the same provider · Term loan
✓ You meet all published criteria for this lender
WHY BUSINESS RATES CAN DIFFER FROM CONSUMER CAPS
The federal criminal interest rate of 35% APR applies to commercial loans of $10,000 or less
Commercial loans between $10,000 and $500,000 are exempt from the 35% cap if the rate does not exceed 48% APR
Commercial loans above $500,000 are not subject to a rate cap
This is why merchant cash advances and short-term business financing can price above consumer loan rates
Source: Criminal Interest Rate Regulations (Canada Gazette), verified Aug 2026
GOVERNMENT AND LOCAL PROGRAMS FOR BUSINESS LOAN APPLICATION KEEP BUSINESSES
Canada Small Business Financing Program · Government-backed loans of up to $1.15 million through participating banks and credit unions · Details ›
BDC financing · Term loans and working capital from the federal business development bank · Details ›
Futurpreneur Canada · Startup financing and mentorship for entrepreneurs aged 18 to 39 · Details ›
No referral fees are earned on program links.
Looking to fuel your business growth? Keep offers flexible financing solutions tailored to your needs. Whether you want to boost working capital, invest in inventory, hire staff, upgrade equipment, or expand your operations,Keep can provide the funding you need.
Complete the quick application form below and a Keep representative will reach out to you.