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Every Apply button starts the same single application. Your chosen lender is prioritized first.
Payday caps are provincial: in British Columbia the fee is capped at $15 per $100, which is $75 on a $500 loan over two weeks. The full rules are on the British Columbia payday page.
Disability income accounts for a large share of Vancouver applications, so filtering on lenders that accept any income type removes most declines before credit is considered.
Worth checking before borrowing. Each costs less than any loan.
$14 per $100 borrowed, the BC maximum, on a loan of up to $1,500 or 50% of your net pay, whichever is less. On a $500 loan that is $70 in fees, repaid with the principal on your next payday.
Search the lender's name on Consumer Protection BC's public licence search. Every lender serving BC borrowers needs a licence, including online-only lenders based elsewhere, and an unlicensed lender has no right to collect the borrowing fee.
