One application. 4 lenders from our 50+ network. Funded in 24 to 48 hours.
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Payday caps are provincial: in Alberta the fee is capped at $15 per $100, which is $75 on a $500 loan over two weeks. The full rules are on the Alberta payday page.
Edmonton has one of the highest below-560 application shares of any city, so the lenders in the table that publish no minimum credit band are the relevant starting point.
Worth checking before borrowing. Each costs less than any loan.
$14 per $100 borrowed, the Alberta maximum, repaid in instalments over a minimum 42-day term rather than in one payment. That instalment structure is required by Alberta law and exists nowhere else in Canada.
Yes. Online lenders serving Edmonton commonly fund by e-Transfer within an hour of approval, and storefront locations can fund immediately. Alberta's two-business-day cancellation right applies either way.