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Payday Loans Edmonton

One application. 2 lenders from our 50+ network. Funded in 24 to 48 hours.

2 lenders in our network are licensed for payday lending. Payday loans cost $14 per $100 borrowed, the maximum allowed. You can borrow $100 to $1,500. Rates reviewed August 2026.

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Amount: AnyCredit: Any Province: Any Sort: Recommended
★★★★★ 5.0 (4)
Amount
$100 - $1,500
Rate
$14 per $100 borrowed
Funding
48 hours
Best for Borrowers who need a payday advance in a province where their options are limited · Payday loan
★★★★★ 4.6 (16)
Amount
$100 - $1,500
Rate
$14 per $100 borrowed
Funding
48 hours
Best for Borrowers who want a payday advance and a longer-term line from the same provider · Payday loan
All Alberta payday rules apply here. See the full rules on our Alberta page.
WHAT EDMONTON BORROWERS REQUEST
Pay Off Bills
35.1%
Other
29.2%
Medical Expenses
13.8%
Average request for pay off bills: $536; for other: $442 · Source: Smarter Loans platform data, H1 2026

Common questions

How much does a payday loan cost in Edmonton?

$14 per $100 borrowed, the Alberta maximum, repaid in instalments over a minimum 42-day term rather than in one payment. That instalment structure is required by Alberta law and exists nowhere else in Canada.

Can I get a payday loan in Edmonton the same day?

Yes. Online lenders serving Edmonton commonly fund by e-Transfer within an hour of approval, and storefront locations can fund immediately. Alberta's two-business-day cancellation right applies either way.

One application. 2 lenders. Apply Now