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Payday Loans Edmonton

One application. 4 lenders from our 50+ network. Funded in 24 to 48 hours.

4 lenders in our network are licensed for payday lending. Payday loans cost $14 per $100 borrowed, the maximum allowed. You can borrow $100 to $1,500. Rates reviewed August 2026.

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Amount: AnyCredit: Any Province: Any Sort: Recommended
★★★★★ 4.7 (16)
Amount
$100 - $1,500
Rate
$14 per $100 borrowed
Funding
24 hours
Best for Payday borrowers who want the whole process, verification included, to run online with nothing to scan · Payday loan
★★★★★ 4.5 (13)
Amount
$100 - $1,500
Rate
$14 per $100 borrowed
Funding
1 hours
Best for Borrowers whose income clears $800 a month and who need funding within the hour, with nothing to upload · Payday loan
★★★★★ 4.3 (18)
Amount
$120 - $1,500
Rate
$14 per $100 borrowed
Funding
24 hours
Best for Borrowers who want one provider for both a short-term advance and a larger instalment loan · Payday loan
★★★★★ 4.4 (15)
Amount
$300 - $1,500
Rate
$14 per $100 borrowed
Funding
24 hours
Best for Borrowers who want verification handled entirely by the bank connection, with a decision in minutes · Payday loan
All Alberta payday rules apply here. See the full rules on our Alberta page.

What a payday loan costs in Edmonton

Payday caps are provincial: in Alberta the fee is capped at $15 per $100, which is $75 on a $500 loan over two weeks. The full rules are on the Alberta payday page.

Edmonton has one of the highest below-560 application shares of any city, so the lenders in the table that publish no minimum credit band are the relevant starting point.

Before you borrow in Edmonton

Worth checking before borrowing. Each costs less than any loan.

  • The Leisure Access Programme and the Ride Transit Programme, both income-tested
  • EPCOR payment arrangements
  • Edmonton Emergency Relief Services
EDMONTON PAGES

Common questions

How much does a payday loan cost in Edmonton?

$14 per $100 borrowed, the Alberta maximum, repaid in instalments over a minimum 42-day term rather than in one payment. That instalment structure is required by Alberta law and exists nowhere else in Canada.

Can I get a payday loan in Edmonton the same day?

Yes. Online lenders serving Edmonton commonly fund by e-Transfer within an hour of approval, and storefront locations can fund immediately. Alberta's two-business-day cancellation right applies either way.

One application. 4 lenders. Apply Now