High Ratio Mortgages in Nova Scotia

Other than being known for fishing industries as well as a booming tourism industry, Nova Scotia is a place where high ratio mortgages are in abundance. In other words, with the right guidance you can easily secure a mortgage without a 20% downpayment. This has proven to be especially useful for a wide variety of individuals. Targeting a high ratio mortgage is in your best interest because through Smarter Loans, you’ll be able to search for a provider that can meet all of your needs easily. Scroll down to get started with how you can apply for a high ratio mortgage today.

The Smarter Loan’s online directory makes is an easier way to secure a high ratio mortgage in a timely and efficient process.

The online directory essentially is an initiative that Smarter Loans has taken where we’ve organized all of the multiple providers for high ratio mortgages including their terms, rates and offers into a single page. You can access this online directory by scrolling down and after you’ve compared the various high ratio mortgages, you can also apply for the one that you deem best fit.

Once you’ve had a chance to consider your options, you can submit a direct application by simply clicking on “Apply Now” to proceed to the online application where all you need to do in order to get qualified is to fill out a quick questionnaire. Alternatively, allow us to select a provider on your half by filling out a pre-application. Based on the specifications that you fill out, we’ll arrange for a high ratio mortgage to be assigned to you that we think you’ll benefit from.

Nova Scotia Facts

  • The employment rate in Nova Scotia is 60%.
  • On the average, an hourly rate in Nova Scotia is estimated at $30.
  • Based on the most recent independent research, an average salary per month in Nova Scotia is $39,500
  • Nova Scotia’s major hiring sectors are finance and insurance, wholesale trade, agriculture, forestry, fishing and hunting.
  • The areas of education interests of Nova Scotia residents lie first of all in mathematics, computer and information sciences, physical and life sciences and technologies, visual and performing arts, and communications technologies.
This data was researched in 2019 and uses various information resources, including Canada’s National Statistics Agency, etc., where the information can be as of an older date. The facts above may change as new information becomes available. We do our best to keep the information up to date.

Our online portal provides access to recognized High Ratio Mortgage providers in Nova Scotia for your specific financial requirements.

Browse through our pool of High Ratio Mortgage lenders to compare the latest High Ratio Mortgage rates in Nova Scotia.

Among High Ratio Mortgages most typical use cases are:

  • purchasing a home
  • obtaining a mortgage with less than 20% downpayment
  • earning a potential differential between lower interest payments and insurance premiums
  • deploying saved cash into better asset classes to earn higher returns
  • typically lower interest as they are guaranteed by Genworth, CMHC or Canada Guaranty

Loan Types and Cities in nova-scotia

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