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Compare Mortgage Rates in Alberta

  • chAccess today’s best mortgage rates
  • chBorrow from $50,000 to $10,000,000 in mortgage financing
  • chCompare offers from Canada's top lenders
up Last updated

June 09, 2025

The economy of Alberta is renown for energy, financial services, film and television, transportation and logistics, technology, manufacturing, aerospace, health and wellness, retail, and tourism sectors. These industry sectors attract many bright minds from all over the province but in order for these individuals to continue to purchase properties, mortgages in Alberta prove to be essential. Mortgages are easier than ever to obtain nowadays, especially with the accessibility of the internet.

Approval for an mortgage can depend on a variety of factors including proof of income and credit score. In order to save endless hours and energy, Smarter Loans has simplified the application process so that all

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AMOUNT
$50K - $10M
INTEREST RATE
From 4.09%
TERMS
6 - 60 Months
AMOUNT
$10K - $10M
INTEREST RATE
Varies (Home Equity Loans)
TERMS
12 Months
AMOUNT
$50K - $10M
INTEREST RATE
Varies
TERMS
1 - 10 Years
AMOUNT
$50K - $10M
INTEREST RATE
From 5.44%
TERMS
5 Years

Alberta By the Numbers

  • On the average, consumer debt in Alberta is at the level of $28,300.
  • Average Household Income is $93,800.
  • Based on the latest independent research, an average monthly employment income in Alberta is at $59,300
  • The most recent estimates put Alberta’s population at 4,067,000.
  • As per the latest stats, an average resident of Alberta earns $30 per hour.
This data was researched in 2019 and uses various information resources, including Canada’s National Statistics Agency, etc., where the information can be as of an older date. The facts above may change as new information becomes available. We do our best to keep the information up to date.

Smarter Loans helps you connect with reliable Mortgage Rate lenders in Alberta for all your specific financial needs.

Browse our directory of Mortgage Rate companies to find current Mortgage Rate rates in Alberta.

For Mortgage Rates most standard use cases are:

  • assessing monthly payments
  • benchmarking other rates
  • comparing against historical and predicted rate movements
  • budgeting expenses
  • gauging affordability

Awesome G.
04:46 26 Feb 25
I’m very honoured to shear my experience with this illustrious platform. To be able to systematically choose from a list optional to one’s profile without doing much leg work is truly rewarding. This platform allowed to expand my options and chose which lenders fit my profile, thank you and continue doing what you do best,, connecting people to available wealth opportunities.
Pat M.
03:10 26 Feb 25
Good place to get a loan
Chris “Stufphr” H.
02:07 26 Feb 25
When you feel in need of a loan do it smart and make it a Smarter Loans.
Dan Bott (.
01:41 26 Feb 25
Very Helpful, was assisted in a timely fashion and was ultimately able to receive assistance; I highly recommend!!!
joel K.
22:59 25 Feb 25
I have recommended this place to many friends I feel that this company goes out of their way to help people that they can and they are very easy to work with
Nate C.
13:22 27 Oct 24
This company is reliable, quick, and just has the best customer service and rates it is a easy process with quick results. Would definitely recommend to anyone that needs the help.
Vincent J.
07:08 23 Oct 24
Good place for borrowing a bit of money 😁
Kels H.
06:41 23 Oct 24
Personally love this opportunity and app. Super convenient and easy to use and super awesome variety of great loans. Thanks so much guys for making such an awesome site and app and being there for me over the years. :)
Tara H.
16:23 16 Oct 24
From beginning to end, my experience was great! Very professional and personable agents. They only asked questions that were needed for the loan and payments were extremely reasonable. Would recommend to anyone who needs emergency funds.
A S.
19:43 11 Oct 24
“ Thank you SO very much! My situation was tricky and you guys made the whole process so effortless. The way you guys handle the whole process so discreetly. That truly speaks to how well your office is run and the caliber of specialists who handled the processing of my entire loan!”

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Apply Once & Get Multiple Offers

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