Trusted by More than 2,000,000 Canadians since 2016

Fleet Financing

  • chEquipment Loans from $10,000 - $10 Million
  • chRates from 7% APR. Apply Online
  • chTrucks, vans & transport fleets
up Last updated

June 12, 2025

up Written by:

Amy Orr

up Reviewed by:

Jenna West

Transportation Vehicle Fleet Financing in Canada

With the need for expanding transportation vehicle fleets in Canadian businesses, many are coming to the conclusion that they would like to invest in a few more vehicles for their fleet. When buying, you will normally have two options select from; Buy upfront if your budget allows it, or you can lean towards other financial options to aid you if this is not a possibility. Many buyers decide to go with transportation vehicle fleet financing to start their initial investment. However, keep in mind that transportation vehicle fleet financing and leasing can introduce some of its own unique complications. Sometimes things such as an unexpected long wait times can get in your way. We know how frustrating this can be and we want to guide you to finding a financing institution that will cooperate with your situation.

At Smarter Loans, our goal is to assist all of our Canadian transportation vehicle fleet buyers to find and select an incredible transportation vehicle fleet financing option that can finalize the process in a timely fashion. To facilitate this process even more, we have redeveloped our top-notch loan directory. A potential applicant may take many hours looking through hundreds of websites, trying to search for the one provider that will best fit their wishes. Using our comprehensive loan directory can keep you from wasting countless hours. Our hope is to help applicants make the perfect decision, in the smallest amount of time. Take a glance at our list to find all of the offerings, interest rates and customer reviews to build your application. Soon your company will be one of many receiving financing for your new transportation vehicle fleet. When you have selected a provider that you are pleased with, please click “Apply Now” to commence the application.

If you are still finding it difficult to find the perfect option for your needs, you could try pre-applying at Smarter Loans. One team will go over your application and help you by finding a Canadian transportation vehicle fleet loan provider for you.

Compare Lenders

AMOUNT
$5,000+
INTEREST RATE
Varies
TERMS
12 - 120 Months
AMOUNT
$15,000 and up
INTEREST RATE
5.5% - 14%
TERMS
12-84 months
AMOUNT
$5K - $500K
INTEREST RATE
Varies
TERMS
4 - 12 Months
AMOUNT
$15K - $1M
INTEREST RATE
From 8%
TERMS
3 - 24 Months
AMOUNT
$5K - $500K
INTEREST RATE
From 7.99%
TERMS
6 - 24 Months
AMOUNT
$5K - $50M
INTEREST RATE
From 7%
TERMS
5 - 96 Months
AMOUNT
$5K - $2M
INTEREST RATE
From 7.99%
TERMS
2 - 36 Months
AMOUNT
$3K - $5M
INTEREST RATE
From 13.99%
TERMS
1 - 60 Months
AMOUNT
$2,500 - Unlimited
INTEREST RATE
Starting at 3.9% - 34.9%
TERMS
3 - 240 Months

av
writtenWritten by:

Amy Orr

Amy Orr is a professional writer and editor with over 10 years of experience in the Canadian, U.S. and U.K. financial markets. She has written for numerous publications on topics as diverse as economic literacy, corporate finance, and technical analysis of numerical data. Prior to transitioning to full-time writing, she worked in the hedge fund sector. Her academic background is astrophysics, and she has a Masters in Finance from the University of Edinburgh Business School.

av
writtenReviewed by:

Jenna West

Jenna West is Smarter Loans' in-house financial writer and content director. She has been covering the Canadian FinTech and finance industry since 2017, including financial trends analysis, industry surveys, regulatory updates and changes in Canadian consumer behaviour when it comes to finance.

Awesome G.
04:46 26 Feb 25
I’m very honoured to shear my experience with this illustrious platform. To be able to systematically choose from a list optional to one’s profile without doing much leg work is truly rewarding. This platform allowed to expand my options and chose which lenders fit my profile, thank you and continue doing what you do best,, connecting people to available wealth opportunities.
Pat M.
03:10 26 Feb 25
Good place to get a loan
Chris “Stufphr” H.
02:07 26 Feb 25
When you feel in need of a loan do it smart and make it a Smarter Loans.
Dan Bott (.
01:41 26 Feb 25
Very Helpful, was assisted in a timely fashion and was ultimately able to receive assistance; I highly recommend!!!
joel K.
22:59 25 Feb 25
I have recommended this place to many friends I feel that this company goes out of their way to help people that they can and they are very easy to work with
Nate C.
13:22 27 Oct 24
This company is reliable, quick, and just has the best customer service and rates it is a easy process with quick results. Would definitely recommend to anyone that needs the help.
Vincent J.
07:08 23 Oct 24
Good place for borrowing a bit of money 😁
Kels H.
06:41 23 Oct 24
Personally love this opportunity and app. Super convenient and easy to use and super awesome variety of great loans. Thanks so much guys for making such an awesome site and app and being there for me over the years. :)
Tara H.
16:23 16 Oct 24
From beginning to end, my experience was great! Very professional and personable agents. They only asked questions that were needed for the loan and payments were extremely reasonable. Would recommend to anyone who needs emergency funds.
A S.
19:43 11 Oct 24
“ Thank you SO very much! My situation was tricky and you guys made the whole process so effortless. The way you guys handle the whole process so discreetly. That truly speaks to how well your office is run and the caliber of specialists who handled the processing of my entire loan!”

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