Fixed Rate Mortgages in Quebec

In Quebec, the standard of living is higher than ever, especially with the cultural diversity and number of attractions growing each year. With the population growth, it’s important that fixed rate mortgages are readily available since fixed rate mortgages are responsible for making it possible for countless individuals to afford homes. If you have a home investment that you are interested in, then you may want to consider a fixed rate mortgage. The popularity of fixed rate mortgages when it comes specifically to home investments is most likely because of the fixed term and interest rate, making it easier to budget over time.

If you are interested in a fixed rate mortgage in Quebec, Smarter Loans is ready to dive deep into investigating and understanding your unique goals, then empowering you with a set of tools where you’ll be able to

understand fundamentally which mortgage company and fixed rate mortgage is most compatible for you, as time efficiently as possible. Each mortgage company offers fixed rate mortgages that differ slightly, so to help you compare them, Smarter Loans has devised a database of the most reliable Quebec mortgage companies that supply fixed rate mortgages below.

Scroll down to compare various fixed rate mortgages alongside terms, rates and offers and after you identify the one that aligns best with you, click “Apply Now” to proceed to the online application phase. With average terms spanning over 15 or 30 years, make sure you carefully compare your options before deciding on any particular one. You can also submit a pre application directly with Smarter Loans and we’ll reference a few select providers and determine the best fixed rate mortgage for your unique circumstances.

Quebec Datasheet

  • The employment rate in Quebec is 60%.
  • Quebec’s leading employment industries are information and cultural industries, wholesale trade, finance and insurance.
  • According to latest Census the population of Quebec amounts to 8,164,000.
  • The areas of education interests of Quebec residents lie mostly in physical and life sciences and technologies, visual and performing arts, and communications technologies, mathematics, computer and information sciences.
  • Based on the latest available information, an average Quebec resident earns $40,400 per month.
This data was researched in 2019 and uses various information resources, including Canada’s National Statistics Agency, etc., where the information can be as of an older date. The facts above may change as new information becomes available. We do our best to keep the information up to date.

Our loans marketplace helps you find appropriate Fixed Rate Mortgage providers in Quebec for all your specific financial needs.

Check our list of Fixed Rate Mortgage companies to compare current Fixed Rate Mortgage rates in Quebec.

Fixed Rate Mortgages are generally utilized for the following goals (including but not limited to)

  • offering downside protection during rate increases
  • obtaining an easy-to-understand loan repayment plan
  • buying a house
  • flexible repayment terms (up to 30 years)
  • having a stable loan option if the objective is to reside in the property for a long period of time (i.e. multiple economic cycles)

Elite Trusted Lenders

These companies are recognized for their excellent service, product offering and financial literacy education for all Canadians.