Closed Mortgages in Quebec

Quebec is the most cultured province in all of Canada and the people who call it home embody their culture to its fullest potential. One of the side effects of living in a place so rich with culture is a housing market that tends to be more expensive. Inhabitants are often faced with the difficult choice of how to buy a house in such a pricey market. One option is to get a closed mortgage. What is a closed mortgage? It is a mortgage whose interest rates stay low and stable over the years it takes you to pay it off. This contrasts it with open mortgages, whose interest rates are usually higher and can fluctuate dramatically. How does one go about receiving a closed mortgage? Fortunately, it has never been easier thanks to Smarter Loans.

Smarter Loans can help you apply for a closed mortgage from the comfort of your own armchair. How do they achieve this?

It is achieved by providing you, the future homeowner, with a directory of all the best companies in Quebec from which you can apply to get a closed mortgage. This directory is a massive timesaving tool and one that is available to you right now. The directory is already available. Scroll down to the bottom of this page to view it.

All you have to do to use this directory is hit “Apply Now”. When you do this, you will be taken to a questionnaire. Don’t worry, it only takes a few minutes to fill out. If you do not have a few minutes, then you can also choose to “Pre-Apply”, our dedicated team at Smarter Loans will identify the company that can serve you best, and then pair you up with them.