In this special interview, we sit down with Joseph Buaron and Marc-Antoine Caya, the founders of goPeer, to talk about how peer-to-peer lending is reshaping the Canadian financial landscape.
What is goPeer?
goPeer is Canada’s first regulated peer-to-peer lending platform, designed to connect everyday investors directly with borrowers. Instead of borrowing from traditional banks or payday lenders, Canadians can now access personal loans funded by individual investors — making credit more accessible while giving investors an opportunity to earn attractive returns.
Founded by Marc-Antoine Caya and Joseph Buaron, goPeer’s mission is to create a fairer, more transparent financial system that benefits both sides of the borrowing equation.
How Peer-to-Peer Lending Works
Through goPeer’s online platform, Canadians can apply for personal loans ranging from $1,000 to $25,000. Once approved, the loan is listed on goPeer’s marketplace, where investors can choose to fund all or part of the amount.
Borrowers enjoy fixed, affordable rates and a fully digital process, while investors earn monthly returns as borrowers make repayments. This creates a win-win ecosystem where everyone participates in a more open and community-driven credit market.
Peer-to-peer lending is still relatively new in Canada, but goPeer is at the forefront of making it safe, compliant, and accessible to the public.
Key Insights from the Interview
In this conversation, Joseph Buaron and Marc-Antoine Caya share how goPeer started, the regulatory path that allowed it to launch in Canada, and the vision behind connecting borrowers and investors directly.
You’ll also learn:
-
The advantages of P2P lending versus traditional bank loans
-
How goPeer’s risk assessment and technology ensure borrower reliability
-
Why financial inclusion and transparency are central to goPeer’s mission
-
The future of fintech innovation in Canada’s lending space
This interview offers valuable perspective for both borrowers seeking affordable alternatives and investors exploring new ways to grow their portfolios.
Our Take
goPeer represents one of the most exciting innovations in Canadian lending. By bridging the gap between consumers and investors, they’re transforming how Canadians borrow and invest — bringing a sense of community, fairness, and transparency back to personal finance.
Watch the full interview above to learn more about goPeer’s mission, impact, and the future of peer-to-peer lending in Canada.
Visit goPeer’s profile to explore how you can get started as a borrower or investor.
Video Contents:
00:00 – Intro
01:11 – goPeer’s Mission, Vision and Origin Story
02:49 – Joseph & Marc’s Entrepreneurial Journey
05:41 – Why You Should Choose goPeer
06:45 – What Does a Typical Customer Look Like?
07:52 – How Long Does It Take To Receive A Loan?
08:57 – Things You Need To Know Before Getting Started
09:49 – Why Is goPeer a Good Investment Opportunity?
11:25 – Social Impact Considerations
12:41 – How to Become An Investor
13:28 – Monthly Cashflow and Portfolio Diversification
14:55 – Trends in the Market
16:25 – 2022 Review
17:43 – Can The Market Be Further Improved?
18:29 – Upcoming Changes at goPeer
20:20 – Find Out More About goPeer
20:47 – Chief Wellness Officer
22:10 – How Joseph and Marc Meet?
————————————————–
To learn more about goPeer, please visit the goPeer profile
Looking to learn more about personal loans? If so, please visit the Personal Loans section.
Video by:
Amy Orr is a professional writer and editor with over 10 years of experience in the Canadian, U.S. and U.K. financial markets. She has written for numerous publications on topics as diverse as economic literacy, corporate finance, and technical analysis of numerical data. Prior to transitioning to full-time writing, she worked in the hedge fund sector. Her academic background is astrophysics, and she has a Masters in Finance from the University of Edinburgh Business School.
