Time in business:
Customers:
Total funded:
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Sparta Finance works with over 20 banks to help their customers with financing solutions for Auto, Recreational, Leisure, Marine, Vehicle Repair and more! Bad credit is not dismissed with Sparta Finance, and because of their many partners like Sun Life Financial, they work to provide as many applicants as possible with a loan solution that meets their needs.
Products Offered
AMOUNT
$2,500 - Unlimited
INTEREST RATE
Starting at 3.9% - 34.9%
TERMS
3 - 240 Months
Motorsport Financing
Conditions & Rates
Interest rate Starting at 3.9% – 34.9%, 0% Programs Available OAC Amount $2,500 to Unlimited Term 3 – 240 months
Eligibility & Documents
Who is eligible
- Canadian residents over 18+
- We are a judgement free zone – we will consider all walks of life with any credit situation
What you need to provide
- Driver’s License
- Second ID
- 2 most recent pay stubs
- 3 months bank statements (if required)
- Additional income supporting documents such as Letter of Employment, T4, Notice of Assessment, Invoices etc (if required)
Repayment & Issuance
How fast can you get the money Within a few days Funding method Directly to equipment provider How does repayment work Bi-weekly or monthly payments from bank account
Contact information
loans@spartafinance.ca- 1406 Blanshard Street, Victoria B.C.
Availability:
All of CanadaSupport Offered:
- Phone Support
- Email Support
- Social Media
- Dealer Network
Call Center:
Mon-Fri: 9AM-6PM MDT Sat: 10AM-5PM MDT Sun: ClosedFrequently Asked Questions About Sparta Finance
What is Sparta Finance?
What Products and Services Does Sparta Finance Offer?
Sparta Finance offers financial solutions for auto, leisure, boat and marine, and motorsport financing.
What Is the Interest Rate on a Sparta Finance Loan?
Interest rates on loans from Sparta Finance range from as low as 3.9% and as high as 34.9%.
How to Qualify for a Sparta Finance Loan?
If you’d like to qualify for a Sparta Finance loan then you'll need to be a Canadian resident that's over 18 years old, have a driver's license, provide a second piece of identification, 2 most recent pay stubs, 3 months of bank statements, and you may be required to share additional income supporting documents.
How Fast Can I Get a Loan from Sparta Finance?
You can get a loan from Sparta Finance (if approved) within a few days.
How Does Loan Repayment Work at Sparta Finance?
You can pay back your Sparta Finance loan by setting up pre-authorized payments from your bank. They can either be bi-weekly payments or monthly.
What Kind of Customer Support Does Sparta Finance Offer?
Sparta Finance offers numerous ways to contact them, including phone and email support, social media, and through their dealer network.
Is Sparta Finance Safe?
Sparta Finance has been in business since 2017 and has helped hundreds of happy customers all over Canada. They’re regulated by the Alberta Vehicle Industry Council. Sparta Finance has a great reputation in the industry with over 130 reviews on Google with a 4.9 out of 5 stars rating. Additionally, they’ve been known to give back, donating to multiple charities like Pacific Centre Family Services Association, Crohn's and Colitis Canada and more.
How Much Can I Borrow from Sparta Finance?
There is no cap on how much you can borrow from Sparta Finance. They offer loans starting at $2,500 and can go as high as you need.
What Is the Term Length for Sparta Finance Loans?
Sparta Finance offers loans with a term length between 3 and 240 months.
Can I Apply Online for a Sparta Finance Loan?
Yes, you can apply for a Sparta Finance loan online. Click their “Approve Me Now” button on their website and that'll lead you to their online application form.
How Will Sparta Finance Send Me the Loan?
Sparta Finance will send the funds directly to the equipment or auto provider that you will be buying from.
Which Provinces Is Sparta Finance Available in?
Sparta Finance operates all over Canada.
What are Sparta Finance Working Hours?
Sparta Finance call centre hours are Monday to Friday from 9AM to 6PM MDT and Saturday from 10AM to 5PM MDT.
Sparta Finance Reviews
Avg. Rating: 5.0 (90 reviews)
Got a boat
June 22, 2020
“The team at Sparta really cares for their customers. They helped me get a boat with pretty low credit. Thanks guys.”
Friendly
June 22, 2020
“Joe and his team a Sparta are super nice and helped us finance a few ATV's. They really go to war for you. ”
Helped us out.
June 22, 2020
“Thank you to the Sparta Finance guys at the Victoria,BC location. My husband Tyler and I are so happy doing business with Sparta. They helped us find our home and truck with a budget that works for us. We are pleased with the professional service and hard work you ...”
Great people...
August 24, 2020
“Great people”
Great all around
August 24, 2020
“Very helpful. Informative. Definitely will come back for future financing needs. ”
Bad ass
August 24, 2020
“Very keen to help! I got what I wanted and am very very happy with the services provided as well as the assistance along the way. Great team working for sparta finance! ”
Sparta Finance
September 4, 2020
“Sparta finance has done such a great job, the stuff is very polite and easy going, they make purchasing a vehicle or recreational vehicle as simple as saying yes. I highly recommend there services ”
Car
September 15, 2020
“sparta has been the best type of financing I've come across vary friendly an great to work with.”
Highly recommended
September 15, 2020
“Joe and his team from Sparta Financial made it easy, stress free, and helped me find the perfect vehicle. The car came extremely clean and was running smooth. Highly recommend! ”
Thank you!
September 15, 2020
“Thanks so much Sparta!! Such a great experience I absolutely enjoy everything and grateful for everything highly recommend! ”
Highly recommend
September 24, 2020
“They made it so easy for me to get my side by side. Yeah the interest rate is a little higher but they make it happen. It was the most stress free experience ever! ”
The best car experience I...
September 30, 2020
“I highly recommend Sparta Finance! The whole team was super helpful and kept me updated every step of the way. There were no questions left unanswered! I put all my trust in them and I am so happy that I did. Thank you Sparta Finance!!”
