Time in business:
Customers:
Total funded:
Loans offered:
Products Offered
Up to $25,000
5.75% - 9.9%
Not Provided
Car Loan
Conditions & Rates
Interest rate 5.75% – 9.9% Amount Up to $25,000 Term Not provided
Eligibilty & Documents
Who is eligible
- Full time employment – 6 months min. (based on previous history of consistent employment ) – in a workplace of 10 or more employees.
- Computerized pay stub with deductions.
- Earning an average of $18/hour or a minimum of $38,000/yearly
- If you don’t make the min. income requirement, please apply if you have a paid off vehicle 6 years or newer.
- R9’s, past collections OK if resolved through bankruptcy, proposal or counselling.
- Zero down payment if you qualify
What you need to provide
- Insurance policy
- Ownership form
- Driver’s license
- Void cheque
- Proof of address
- Two references, preferably family, with names, addresses, and phone numbers
Repayment & Insurance
How fast can you get the money Within 24 hours Funding method N/AHow does repayment work Automatic bank withdrawals
Personal Loan
Conditions & Rates
Interest rate 5.75% – 9.9%Amount $2,500 – $25,000 Term Varies
Eligibilty & Documents
Who is eligible
Income Requirement:
- FFull time employment – 6 months min. (based on previous history of consistent employment )– in a workplace of 10 or more employees.
- Computerized pay stub with deductions.
- Earning an average of $18/hour or a minimum of $38,000/yearly
Credit History:
- R9’s, past collections are OK if resolved through counselling, bankruptcy or proposal.
- If you have no credit or current or past debts — you would need to consult with one of Prudent’s loan specialists for a loan approval as it will depend on your individual situation
What you need to provide
- – Current computerized pay stub
- – Social insurance number
- – Proof of address
- – Photo ID
- – Void cheque
- – Two references, preferably family with names, phone numbers and addresses
- – A bank statement.
- – If you are using your car to borrow money, please bring your car, ownership, insurance and license.
Repayment & Insurance
How fast can you get the money Within 24 hours Funding method Direct depositHow does repayment work Regular automatic bank withdrawals
Contact information
Availability:
Ontario onlySupport Offered:
- Help Center/Blog
- Email Support
Call Center:
Monday to Friday: 9AM – 5PMSaturday: 9AM – 1PM
Prudent Financial Services Reviews
Avg. Rating: 4.8 (6 reviews)
April 7, 2018
“Good overall experience, rep was helpful. Would use them again ”
April 7, 2018
“Prudent went above and beyond. I thought the service was outstanding and the rates are better than any where else i have ever dealt with, based on my credit situation. ”
April 7, 2018
“Great and professional Service! Would recommend to anyone that has credit issues. ”
April 7, 2018
“Borrowing money from anywhere other than the bank was a tough pill for me to swallow as I earn what many would consider to be a high income...but with helping family and recent funeral expenses i found myself in desperate need for a quick loan...Prudent was quick a...”
August 13, 2018
“I HAVE GREAT EXPERIENCE AT PRUDENCE FINANCIAL.I COULD CALL ARE SEND THE SERVICE A MESSAGE TO MY FINANCIAL CONSULTANT NAOMI AT ANYTIME AND GET A POSITIVE ANSWER ..MY NEEDS ARE ALWAYS MET .WORKING ALONG WITH NAOMI AND GARY IS ALWAY A PRODUTIVE RESULT.I WOULD DEFINITE...”
September 9, 2018
“We have dealt with you on many occasions and each time you surpass yourself. This time you gave my son his dream a mortgage. From the bottom of my heart thank you. I hope people realize just how great your company is. I hope many many people use your company. ...”
