In this episode of Smarter Loans Presents, we speak with Natalie Bell and Kevin Silver – key members of the team behind Magical Credit and its new sister brand, Magical Cash – about how they’re helping Canadians access personal loans quickly, safely, and with understanding.
From Magical Credit to Magical Cash
For years, Magical Credit has been one of Canada’s most trusted names in short-term installment lending — providing unsecured personal loans from $500 to $20,000 for individuals with non-traditional income sources.
Now, the company is expanding its mission through Magical Cash, a next-generation platform focused on speed, accessibility, and a completely digital borrowing experience.
Whether borrowers apply through Magical Credit or Magical Cash, the goal remains the same: to provide fast, transparent financing for Canadians who may not qualify with traditional lenders — without judgment or hidden fees.
What Makes Magical Cash Different
Magical Cash builds on the foundation established by Magical Credit, but with a sharper focus on instant approvals and same-day funding through a sleek, online-first experience.
As Natalie Bell explains in the original interview, the team helps Canadians who may be self-employed, receive child tax benefits, or earn through non-traditional sources – people who often struggle to get approved elsewhere.
Kevin Silver adds that Magical Cash is continuing this mission while introducing faster automation, better financial tools, and even more flexible repayment options to meet modern borrower needs.
Who They Help
Magical Cash and Magical Credit primarily serve Canadians who:
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Have alternative income sources such as child tax benefits or self-employment earnings
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Need emergency or short-term loans for urgent expenses
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Are working to rebuild their credit after past challenges
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Want to apply fully online from home, with transparent terms and friendly support
Both brands share the same caring, customer-first approach that has earned them glowing reviews nationwide.
Why Borrowers Choose Magical Cash
Borrowers love Magical Cash for its:
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Fast online approvals and same-day deposits
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No-collateral personal loans from $500 to $20,000
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Flexible repayment terms that fit individual cash flow
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Outstanding customer service that treats every borrower with respect
The company’s technology-first, people-focused model continues to make borrowing more inclusive across Canada.
Our Take
With the launch of Magical Cash, the team behind Magical Credit is setting a new standard for accessible, transparent, and human-centered lending in Canada. Their commitment to helping people rebuild credit and access funds responsibly makes them a true leader in the personal loan space.
Watch the full video above to meet the team behind Magical Cash.
Visit Magical Cash’s profile on Smarter Loans to learn more or apply online today.
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Smarter Loans is Canada's online loan directory for any type of financing. The website helps Canadians find reputable lenders & financial companies all over Canada and compare their products, rates, and terms in one place.
