Smarter Loans Inc. is not a lender. Smarter.loans is an independent comparison website that provides information on lending and financial companies in Canada. We work hard to give you the information you need to make smarter decisions about a financial company or product that you might be considering. We may receive compensation from companies that we work with for placement of their products or services on our site. While compensation arrangements may affect the order, position or placement of products & companies listed on our website, it does not influence our evaluation of those products. Please do not interpret the order in which products appear on Smarter Loans as an endorsement or recommendation from us. Our website does not feature every loan provider or financial product available in Canada. We try our best to bring you up-to-date, educational information to help you decide the best solution for your individual situation. The information and tools that we provide are free to you and should merely be used as guidance. You should always review the terms, fees, and conditions for any loan or financial product that you are considering.
IOU Financial is a leading online lender specialized in helping small businesses with healthy cash flow. Typical customers include medical and dental practices, grocery and retail stores, restaurant and hotel franchisees and e-commerce companies.
IOU Financial provides a unique approach to lending through an advanced, automated application and approval system. This accurately assesses applicants’ financial realities, with an emphasis on day-to-day cash flow trends, and makes small business loans of up to $100,000 to qualified applicants in only 24-48 hours.
Christophe Choquart from IOU Financial describes how the company is helping Canadian business owners get convenient access to financing.
Christophe Choquart, IOU Financial:
IOU Financial is a leading North American alternative lender to small businesses. We are based in Montreal, we are a Canadian Company, and we want to grow our brand and meet businesses in Canada looking for funding. Our industry – small business lending online – is really about convenience and efficiency for borrowers who don’t have much time. Looking for a loan at a bank might take 3 to 6 months while with us it will take about 24 hours to 48 hours.
Aboard is a Canadian startup that specializes in helping organizations improve their onboarding processes to keep employees more engaged and productive.January 29, 2021
Vaultie is a Toronto based startup that specializes in verifiable digital signatures.January 29, 2021