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IOU Financial is a leading online lender specialized in helping small businesses with healthy cash flow. Typical customers include medical and dental practices, grocery and retail stores, restaurant and hotel franchisees and e-commerce companies.
IOU Financial provides a unique approach to lending through an advanced, automated application and approval system. This accurately assesses applicants’ financial realities, with an emphasis on day-to-day cash flow trends, and makes small business loans of up to $100,000 to qualified applicants in only 24-48 hours.
Christophe Choquart from IOU Financial describes how the company is helping Canadian business owners get convenient access to financing.
Christophe Choquart, IOU Financial:
IOU Financial is a leading North American alternative lender to small businesses. We are based in Montreal, we are a Canadian Company, and we want to grow our brand and meet businesses in Canada looking for funding. Our industry – small business lending online – is really about convenience and efficiency for borrowers who don’t have much time. Looking for a loan at a bank might take 3 to 6 months while with us it will take about 24 hours to 48 hours.
After the financial crisis, banks weren't offering capital to small/medium businesses to invest in their business or to fix issues within their business. Thinking Capital filled this gap and has been providing small/medium businesses with capital since then.August 5, 2021
Aboard is a Canadian startup that specializes in helping organizations improve their onboarding processes to keep employees more engaged and productive.January 29, 2021