Company Profile Videos

Smarter Loans Presents – IOU Financial

IOU Financial is a leading online lender specialized in helping small businesses with healthy cash flow. Typical customers include medical and dental practices, grocery and retail stores, restaurant and hotel franchisees and e-commerce companies.


IOU Financial provides a unique approach to lending through an advanced, automated application and approval system. This accurately assesses applicants’ financial realities, with an emphasis on day-to-day cash flow trends, and makes small business loans of up to $100,000 to qualified applicants in only 24-48 hours.


Christophe Choquart from IOU Financial describes how the company is helping Canadian business owners get convenient access to financing.


Christophe Choquart, IOU Financial: 

IOU Financial is a leading North American alternative lender to small businesses. We are based in Montreal, we are a Canadian Company, and we want to grow our brand and meet businesses in Canada looking for funding. Our industry – small business lending online – is really about convenience and efficiency for borrowers who don’t have much time. Looking for a loan at a bank might take 3 to 6 months while with us it will take about 24 hours to 48 hours.


Visit IOU Financial profile on Smarter Loans

Smarter Loans

Smarter Loans is Canada's online loan directory for any type of financing. The website helps Canadians find reputable lenders & financial companies all over Canada and compare their products, rates, and terms in one place.