In this episode of Smarter Loans Presents, we introduce goPeer – Canada’s first regulated peer-to-peer (P2P) lending platform, designed to give Canadians a smarter, more human way to borrow and invest.
goPeer is transforming the lending experience by connecting everyday borrowers directly with investors, creating a more inclusive and transparent financial ecosystem where everyone benefits.
What is goPeer?
goPeer is a Canadian fintech company that makes borrowing and investing accessible through technology. Instead of relying on traditional banks, goPeer enables individual investors to fund personal loans for approved borrowers – earning interest while helping fellow Canadians achieve their financial goals.
Borrowers enjoy competitive rates and faster approvals, while investors earn steady, predictable returns backed by diversified loan portfolios.
In essence, goPeer eliminates the middleman, allowing Canadians to lend and borrow from each other directly through a secure and regulated online platform.
How goPeer Helps Borrowers
Borrowers can apply online in just minutes and receive funding for personal goals such as:
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Home improvements
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Education or family expenses
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Major purchases or travel
Key benefits include:
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Loans up to $25,000 with flexible repayment terms
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Fixed interest rates and transparent fees
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Quick online approvals and funding
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No hidden costs – just clear, upfront terms
By cutting out traditional banking intermediaries, goPeer provides fairer access to credit and a smoother borrowing experience.
How goPeer Helps Investors
goPeer isn’t just for borrowers — it’s also an exciting opportunity for investors. Canadians can invest in fractions of consumer loans, spreading risk across many borrowers while earning passive income.
Investors benefit from:
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Diversified portfolios of creditworthy borrowers
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Attractive risk-adjusted returns
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Monthly interest payments
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A simple online dashboard to manage and track performance
This model creates a community-based financial ecosystem, where people help each other achieve financial success.
Why goPeer is Different
What makes goPeer stand out is its combination of financial innovation and trust. The platform is fully regulated, transparent, and designed to help both sides — borrowers and investors — participate in a fair, modern financial system.
By leveraging data, technology, and human insight, goPeer is paving the way for the future of personal finance in Canada.
Our Take
goPeer is redefining lending by empowering Canadians to take control of their finances — whether by borrowing affordably or investing meaningfully. It’s community-driven finance for a modern world.
Watch the full video above to learn more about goPeer’s mission.
Visit goPeer’s profile on Smarter Loans to explore how peer-to-peer lending works and start your journey today.
Video by:
Amy Orr is a professional writer and editor with over 10 years of experience in the Canadian, U.S. and U.K. financial markets. She has written for numerous publications on topics as diverse as economic literacy, corporate finance, and technical analysis of numerical data. Prior to transitioning to full-time writing, she worked in the hedge fund sector. Her academic background is astrophysics, and she has a Masters in Finance from the University of Edinburgh Business School.
