Trusted by more than 2,000,000 Canadians since 2016

Personal Loan Offers

 

Thank you for pre-applying with Smarter Loans! We’ve scanned our network of loan companies based on the information you provided. Below are your top recommendations for personal loan offers in Canada. To proceed, click “Apply Now” next to a company of your choice to apply directly with that company.

 

These providers are best suited for applicants with credit scores of 600 and above. 

Top Personal Loan Offers Providers in Canada

Company
Amount
Interest Rate
Reviews
Terms
$500 - $35,000
9.99% - 46.96%
9 - 84 Months
$1,000 - $5,000
19.9% - 45.9%
12 - 36 months
$1,000 – $15,000
19.9% - 34.9%
Line of Credit
$500 - $15,000
29.99% - 47.72%
12 - 60 Months
$5,000 - $50,000
Starting at 6.99% (Good Credit Only)
1 to 7 Years
$300 - $20,000
Varies
12 - 60 Months
$1,000 - $5,000
46% (Ontario & BC Only)
9 - 24 months
$1,500 to $10,000
Varies
12 months to 60 months
$500 - $10,000
12.99% - 39.99%
9 - 36 Months

Disclaimer: Interest rates are provided by lenders and are not guaranteed or enforced by Smarter Loans. Interest rates will vary depending on each applicant’s credit history, debt level and other circumstances. Smarter Loans is not a lender and does not provide financing or loans of any kind.


What our users think...

4.5
Based on 138 reviews
powered by Google
Nate CampeauNate Campeau
13:22 27 Oct 24
This company is reliable, quick, and just has the best customer service and rates it is a easy process with quick results. Would definitely recommend to anyone that needs the help.
Bles4lif Pro-DreBles4lif Pro-Dre
19:29 23 Oct 24
Vincent JohnsonVincent Johnson
07:08 23 Oct 24
Good place for borrowing a bit of money 😁
Kels HillKels Hill
06:41 23 Oct 24
Personally love this opportunity and app. Super convenient and easy to use and super awesome variety of great loans. Thanks so much guys for making such an awesome site and app and being there for me over the years. :)
Tara HartTara Hart
16:23 16 Oct 24
From beginning to end, my experience was great! Very professional and personable agents. They only asked questions that were needed for the loan and payments were extremely reasonable. Would recommend to anyone who needs emergency funds.
A ScottA Scott
19:43 11 Oct 24
“ Thank you SO very much! My situation was tricky and you guys made the whole process so effortless. The way you guys handle the whole process so discreetly. That truly speaks to how well your office is run and the caliber of specialists who handled the processing of my entire loan!”
js_loader

Why Choose Smarter Loans?
Access to Over 50 Lenders in One Place
Apply Once & Get Multiple Offers
Transparency in Rates & Terms
Save Time
and Money
100%
Free to Use
Expert Tips
and Advice

Types of Personal Loan Offers offered:

  • Personal Loans
  • Instalment Loans
  • Short Term Loans
  • Cash Loans
  • Online Loans
  • Debt Consolidation Loans