Smarter Loans Inc. is not a lender. Smarter.loans is an independent comparison website that provides information on lending and financial companies in Canada. We work hard to give you the information you need to make smarter decisions about a financial company or product that you might be considering. We may receive compensation from companies that we work with for placement of their products or services on our site. While compensation arrangements may affect the order, position or placement of products & companies listed on our website, it does not influence our evaluation of those products. Please do not interpret the order in which products appear on Smarter Loans as an endorsement or recommendation from us. Our website does not feature every loan provider or financial product available in Canada. We try our best to bring you up-to-date, educational information to help you decide the best solution for your individual situation. The information and tools that we provide are free to you and should merely be used as guidance. You should always review the terms, fees, and conditions for any loan or financial product that you are considering.
SafeLend Canada is the country’s only direct auto loan refinance company. They help people lower payments, lower their interest rate, lower their cost of ownership, allowing them to pay less and keep their vehicle all from the comfort of their own home!
They provide alternative solutions to the mainstream, helping customers get in a better financial position and helps them achieve their goals.
Interest Rate
Amount
Term
Company
SafeLend’s goal is simple; provide you with the option of keeping your current vehicle while you continue on the road to be rewarded with a better rate.
How does SafeLend work?
SafeLend Canada has created a pre-qualification process and tool that allows them to be able to let you know the chances of approval before any credit checks are completed. If there are any concerns, they will advise you of them upfront.
Do I need a certain credit score to apply?
There is no limit on scores, of high or low. SafeLend has created a special matrix with lender partners to look beyond the credit score.
What do you need to provide?
All documentation is completed online. They will require verbal communication over the telephone. The information you will need to provide to SafeLend is:
How fast can you get the money?
You can prequalify for a car loan in as little as 2 minutes by filling out their 13 quick yes or no questions on their website. No credit check required.
How long will it take to complete an application?
SafeLend Canada’s online application can be completed in as little as 30 minutes.
How does repayment work?
Why refinance your car loan?
I saved so much on my car loan. Chris was amazing! On top of his game!! Thanks Chris!
Chris at SafeLend Canada cannot be beat he is always available and super responsive to my many questions. I felt at ease and everything got put together so quickly. Chris gets top marks as a personable and professional business person!!
