RBC Cross-Border Home Financing

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RBC Cross-Border Home Financing is built exclusively to serve Canadians who have a cross-border lifestyle throughout all 50 U.S. states. It is a fully digital bank (no physical branch presence) with over 50,000 ATMs and is supported through online and telephone banking services. Presently, they have over 450,000 clients.

TIME IN BUSINESS: Over 20 Years
# OF CUSTOMERS: Over 450,000
LOANS OFFERED: US Real Estate Financial Solutions

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Raleigh, North Carolina

Call Center:

Support Offered:

Phone Support
Email Support
Social Media
Blog
Dedicated Advisors

Availability: All of Canada

Products Offered

Below are all the products offered by this company.

RBC HomePlus™ Advantage

From dreaming to doorstep, we’re with you – RBC and our network of cross-border real estate experts will help guide you through the entire home buying journey to remove the guesswork and ensure a smooth experience.

Enjoy peace of mind with a dedicated Cross-Border Mortgage Advisor. The U.S. mortgage⁸ process is different than what you’re likely used to in Canada. Your Cross-Border Mortgage Advisor will be with you every step of the way.
See what’s on the market right now with home search tools. Listings are updated every 15 minutes, so once your dream home hits the market, you’ll find it fast!
Connect with cross-border tax, legal and immigration experts²⁶. As you move through the process of buying a U.S. home, you may have questions about taxes, immigration, or estate planning. We’ve created a referral network of cross-border tax and legal experts who can help Canadians navigate the U.S. market.
Get a cash reward. Need a real estate agent? We have a team of agents who are part of our RBC U.S. HomePlus™ Rewards program. Work with one and you can receive a cash reward of up to $9,500^38,39*. They’re experts in helping Canadians buy U.S. property.

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U.S. Home Advisors

Dreaming about buying a U.S. home but don’t know where to start? RBC’s U.S. mortgage experts can assist you in your home-buying journey.

Questions about buying your U.S. dream home? RBC’s U.S. mortgage experts are ready to guide you at every step of your home-buying journey.
As a Canadian buying a home in the U.S., you may have some unique needs and lots of questions. RBC’s U.S. mortgage experts are here to support you with advice, tools, and resources throughout the home-buying process.
Have questions about the U.S. mortgage process? Talk to a U.S. mortgage expert today.

Benefits of RBC Cross-border Home Financing:

RBC’s real estate financing products/mortgages are available to all Canadians nationally
RBC can use your Canadian credit history to get qualified for a mortgage
Low cost to borrow – choose from a 3- ,5-, 7- or 10²⁵-year term with a 30-year amortization to keep your monthly payments lows, with free renewals when your term expires.
Reduce the one-time upfront impact of foreign exchange costs with just a 20% down payment plus closing costs.
Real Estate Financing is available in all 50 states.
Flexibility on your own terms. There are no pre-payment penalty fees, so you can pay down your loan any time or when the exchange rate works in your favour.