Time in business:
Customers:
Loans offered:
GoDay (or Go Day) issues fast online payday loans that give Canadians quick access to the cash they need. Their process is 100% online, with no paperwork or faxing. Simply complete an online application, receive an instant decision, and sign your contract online. No hidden fees. Perfect credit not required. Funds delivered by same day deposit or Interac email money transfer. GoDay is a loan provider that offers short-term solutions to cash flow shortages.
Products Offered
AMOUNT
$100 - $1,500
INTEREST RATE
Varies
TERMS
2 months
Payday Loan
Conditions & Rates
Cost Varies by Province Amount $100 – $1,500 Term 2 months
Eligibility & Documents
Who is eligible
- Canadian resident over the age of 18
- Have an open bank account with a Canadian bank or credit union
- Have your own, valid email account
- Minimum income of at least $1,000 per month
What you need to provide
- No documents required in our application process – everything takes place online!
Repayment & Issuance
How fast can you get the money Same Day Funding method Direct Deposit or Interac Email Money Transfer How does repayment work Direct Debit from your bank account.
Contact information
customerservice@goday.ca- 304-500 Danforth Avenue, Toronto, Ontario M4K 1P6
Availability:
Alberta, British Columbia, New Brunswick, Nova Scotia, Ontario, Prince Edward Island, Saskatchewan, ManitobaSupport Offered:
- Web Chat
- Help Center/Blog
- Email Support
- Phone Support
Call Center:
Mon-Fri: 8:30 am to 7:00 pm EST Sat, Sun, and Holidays: 9:00 am - 5:00 pm ESTFrequently Asked Questions About GoDay
What is GoDay Loans?
Is GoDay Loans Legit?
Yes, here at Smarter Loans we only work with legitimate and regulated companies - our whole service exists to keep Canadians safe from online scams and we only recommend legit companies.
How Much Can I Borrow from GoDay?
You can borrow anywhere from $100 - $1,500 from GoDay.
What Is the Term Length for a GoDay Loan?
The longest term on a GoDay loan is 2 months max.
Can I Apply Online for a GoDay Loan?
Yes, you can apply with GoDay online in less than 5 minutes.
How Will GoDay Send Me the Loan?
GoDay will deposit your money straight into your account or transfer it to you via Interac Email Money Transfer.
Which Provinces Is GoDay Available in?
GoDay operates in Alberta, British Columbia, New Brunswick, Nova Scotia, Ontario, Prince Edward Island, and Saskatchewan.
What are GoDay Working Hours?
You can apply for a GoDay loan anytime online, 24/7. However their call centre hours are from Monday to Friday between 8:30AM to 7:30PM EST and weekends, Saturday and Sunday from 9AM to 5PM EST.
Is GoDay Safe?
Yes. GoDay loans partners with multiple reputable financial institutions and uses very fast tools in the industry to ensure you get the speedy service. At GodDay, they're compliant with provincial regulations, and licensed to offer cash loans in the provinces that they operate. GoDay has over 900 reviews online with a 4.5 out of 5 star rating.
What Products and Services Does GoDay Offer?
GoDay offers short-term payday loans and installment loans - also referred to as a GoDay Payday Loan or GoDay Installment loans
What Is the Interest Rate on a GoDay Loan?
GoDay loans interest rate range varies by province.
How to Qualify for a GoDay Loan?
You need to be 18+ years old, have an open bank account with a Canadian bank or credit union, have your own, valid email account and earn $1,000+ monthly. You can find out if you qualify for a GoDay loan in 5 minutes online.
How Fast Can I Get a Loan from GoDay?
Within seconds of submitting your application, GoDay will let you know if you have been pre-approved. Payday loan and installment loan applications are accepted and processed instantly by their automated system 24/7, but on average funding happens within the same day.
How Does Loan Repayment Work at GoDay?
On the agreed repayment date, GoDay will collect funds owing directly from your bank account.
What Kind of Customer Support Does GoDay Offer?
You can contact Go Day via web chat, help centre/blog, email support and by phone.
Are There Any GoDay Loans Reviews?
Yes, at the time of writing we have had six Smarter Loans users that have left a review of GoDay Loans with a current rating of 4.9/5. Our users have mostly had a positive experience with this company - their lowest review being 4.5 stars.
GoDay Reviews
Avg. Rating: 4.8 (10 reviews)
Very helpful with clear instructions
April 11, 2018
“Very helpful, clear instructions and no pain on submitting documents. ”
Awesome Service
November 14, 2019
“GoDay is by far the best online payday lender! It's an easy and fast application process and funds arrived right away. If you find yourself a little short of cash or need a loan, trust GoDay to help get you through until your next pay. Awesome service!”
Fast
November 14, 2019
“I love GoDay!! 5-star service that's fast and friendly!”
Great service
November 14, 2019
“A hassle-free place to get a quick online loan. Great customer service and always fast to respond to my messages.”
Fast and simple
November 14, 2019
“Great service, fast and friendly! Reliant is fast and simple.”
Very easy process!
March 12, 2020
“I had an emergency happen and had absolutely nothing left.i applied for a loan and funds went into my bank by the end of the day! They saved me when I needed it the most! I will use them in the future if I need to again.”
Helped Me Despite My Credit
May 17, 2025
“I got approved even with less-than-perfect credit. GoDay really helped me out.”
Clear, Simple, and Transparent
May 17, 2025
“Easy application and clear repayment terms. No surprises.”
Fast and Painless!
May 17, 2025
“The process was fast and painless. I’ll definitely use GoDay again.”
Lifesaver in a Pinch!
May 17, 2025
“GoDay helped me in a pinch. I needed emergency cash and they delivered the same day.”
