Fig Review 2026Apply Now Check if I Qualify ↓
Written and analysed by Smarter Loans Editorial Team · Reviewed by Rafael Rositsan
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Four questions checked against Fig's published criteria, per product. No application started.
3 reviews from borrowers who used Fig. Reviews are moderated; lenders cannot remove them.
The process at Fig was quick and easy as we applied and received our funds within a couple of days. I would certainly recommend this company to anyone.
I was looking for a loan to consolidate other debt, and the team at Fig was able to help me with a fast and easy process. Thanks Fig!
Fig was easy to deal with and got me the personal loan I needed with no hassle at all. Great customer service.
Fig is an online lending platform that offers personal loans to Canadians. They’re focused on providing flexible, easy-to-understand loan options—with no fees or hidden costs.
Fig offers personal loans that can be used for things like debt consolidation, emergency expenses, home improvement, or improving your cash flow. Loans come with fixed interest rates, flexible repayment options, and no penalties for paying early.
Interest rates with Fig start at 8.99% and vary based on your credit profile. You can check your personalized rate in just a few seconds without affecting your credit score.
No. Fig doesn’t charge account opening fees, annual fees, or early repayment penalties. The loan you sign up for is the loan you get.
Not at all. Checking your rate involves a soft credit check, which doesn’t impact your score. A hard check only happens if you choose to move forward with your application and give permission.
Yes! You can pay off your Fig loan anytime, in full or in part, with zero penalties. Paying early won’t cost you extra.
