Time in business:
Total funded:
Loans offered:
Fig is an online lending platform that offers personal loans to Canadians. They’re focused on providing flexible, easy-to-understand loan options—with no fees or hidden costs.
Products Offered
AMOUNT
$2,000 - $35,000
INTEREST RATE
Starting at 8.99%
TERMS
24 - 60 months
Personal Loans
Conditions & Rates
Interest rate
Varies
Amount
$2,000 – $35,000
Term
24 – 60 months
Eligibility & Documents
Who is eligible
Canadian resident, age 18+, with a primary personal Canadian bank account
What you need to provide
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Bank history: at least 3 months of transaction history and positive account balance
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No existing Fig loan, and you must not have been declined in the past 30 days
Repayment & Issuance
How fast can you get the money
Funding typically arrives within 1-2 business days after final approval.
Funding method
Once approved, Fig deposits the funds directly into your linked bank account. It’s a completely digital process – no calls or branch visits required.
How does repayment work
- You pick weekly, biweekly, bimonthly, or monthly payments upfront.
- Payments are automatically deducted on your chosen dates via a Pre‑Authorized Debit (PAD) agreement.
- You can log into your Fig account to make additional or early payments – partial or full – at any time with no penalties.
Contact information
support@fig.ca- 630 René-Lévesque Blvd West, Suite 1400, Montreal, QC, H3B 1S6
Availability:
Everywhere in CanadaSupport Offered:
- Call Centre
- Online Chat
- Help Center
Call Center:
Monday - Friday, 9am-5pm ESTFrequently Asked Questions About Fig
Who is Fig?
What is the interest rate?
Interest rates with Fig start at 8.99% and vary based on your credit profile. You can check your personalized rate in just a few seconds without affecting your credit score.
Does checking my rate affect my credit score?
Not at all. Checking your rate involves a soft credit check, which doesn’t impact your score. A hard check only happens if you choose to move forward with your application and give permission.
How quickly can I get the funds?
Most approved Fig loans are funded within a few business days. The entire application process can be completed online in under 10 minutes.
Is Fig safe to use?
Yes. As a subsidiary of Fairstone Bank, Fig follows strict standards for data privacy and security. Your personal information stays protected with bank-level encryption and security practices.
What does Fig offer?
Fig offers personal loans that can be used for things like debt consolidation, emergency expenses, home improvement, or improving your cash flow. Loans come with fixed interest rates, flexible repayment options, and no penalties for paying early.
Are there any fees?
No. Fig doesn’t charge account opening fees, annual fees, or early repayment penalties. The loan you sign up for is the loan you get.
Can I pay off my loan early?
Yes! You can pay off your Fig loan anytime, in full or in part, with zero penalties. Paying early won’t cost you extra.
What makes Fig different from other lenders?
Fig combines the backing of a trusted Canadian bank with the simplicity of a fully online experience. Their platform is straightforward, their communication is clear, and there are no unexpected fees or pressure.
Can Fig help with debt consolidation?
Definitely. Fig loans are often used to consolidate high-interest credit card debt into a single, lower-interest payment. It can help you save on interest, reduce stress, and simplify your finances.
Fig Reviews
Avg. Rating: 5.0 (3 reviews)
Thank you Fig
July 24, 2025
“The process at Fig was quick and easy as we applied and received our funds within a couple of days. I would certainly recommend this company to anyone.”
Got a good rate at Fig
July 24, 2025
“I was looking for a loan to consolidate other debt, and the team at Fig was able to help me with a fast and easy process. Thanks Fig!”
Great customer service at...
July 24, 2025
“Fig was easy to deal with and got me the personal loan I needed with no hassle at all. Great customer service. ”
