DMO Credit

DMO Payday Loan

Payday Loans / Micro-loans

• Loan amounts: typically $300 to $1,000

• Credit checks: advertised no credit check for these small-amount loans

• Turnaround: application in minutes, decision in ~30 minutes, same-day deposit available

• Fully online: apply, approval and deposit handled online

• Repayment: clear options including weekly, bi-weekly or monthly schedules

• Early payoff: penalty-free early repayment with a discount on interest/fees when you repay before maturity
  
  

Renewals and Client Portal

• Eligible customers can renew after payoff

• Online client section to manage your loan and renewals

No-Document Application Option

• “No-documents” flow available. If you opt out of instant bank verification, you can submit a recent pay stub, recent full bank statement, a void cheque or PAD, and government ID.

How It Works

1. Apply online in a few minutes.

2. Verify income/banking via instant verification or by sending the listed documents.

3. Decision in about 30 minutes.

4. Same-day deposit to your bank account if approved.

Eligibility Snapshot

• Legal age of majority in your province

• Canadian ID and active bank account

• Regular income (employment or benefits)

• Ability to meet the short-term repayment schedule

Cost and Compliance

DMO’s loans are small-amount, short-term products. Total cost of borrowing and all fees are shown before funding; there are no hidden fees. Provincial payday-loan rules apply and may vary by province. For current ranges and examples, see their Rates page.

Coverage and Contact

DMO serves borrowers across Canada online, with listed contact details and corporate information available on their site. Regional pages like Ontario list local contact info.