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Car Deal Canada, a pioneer in automotive financing since 2015, transforms the car buying process through our online loan services. With a commitment to serving a diverse range of clients, including those with varying credit backgrounds, we prioritize convenience and flexibility. Our powerful tagline, "Buy a car from your phone," underscores our innovative approach, fusing technology with customer convenience. With a track record of remarkable growth and success, we've helped over 50,000 Canadians fulfill their car ownership aspirations, continually raising the bar in customer satisfaction and service excellence.
Smarter Loans Expert Review for Car Deal Canada
Reviewed by: Vlad Sherbatov, Auto Finance Analyst at Smarter Loans
Our Take
Car Deal Canada is a digital-first auto financing and vehicle purchasing platform built around convenience, speed, and accessibility. Since 2015, the company has helped more than 50,000 Canadians finance vehicles by moving much of the traditional dealership process online. Their core idea is simple and effective: let customers browse, apply, and get approved for auto financing directly from their phone, without unnecessary back-and-forth.
Rather than operating as a single lender, Car Deal Canada works with a network of financing partners to place borrowers into loan programs that match their credit profile, income, and vehicle choice. This makes the platform particularly appealing to Canadians who want a guided, end-to-end experience rather than negotiating financing separately at a dealership.
Who Car Deal Canada Works Best For
Car Deal Canada is well suited for Canadians who want a streamlined, online car buying and financing experience. It works especially well for buyers with fair to average credit who may not qualify for prime bank auto loans but still have stable income.
It is also a strong option for busy professionals and families who want to minimize time spent at dealerships. With support for both employed and self-employed borrowers, the platform offers flexibility that many traditional lenders lack.
Car Deal Canada may be less attractive for buyers with excellent credit who already qualify for the lowest manufacturer or bank promotional rates and prefer to negotiate directly.
What We Like
The digital experience is the standout feature. From application to approval, the process is designed to be mobile-friendly and intuitive, reducing friction in what is often a time-consuming purchase.
We also like the broad credit acceptance. By working with multiple lenders, Car Deal Canada can accommodate a range of credit histories rather than filtering out borrowers early in the process.
Loan terms of up to 96 months provide flexibility in monthly payments, and funds are paid directly to the vehicle provider, simplifying the transaction and reducing administrative steps for buyers.
Where Car Deal Canada Could Improve
Interest rates are not disclosed upfront and vary by borrower profile, which means customers need to carefully review their final offer before committing.
As with any long-term auto loan, extended terms can significantly increase the total cost of borrowing, even if monthly payments appear affordable.
Funding timelines are reasonable but not instant. Buyers should expect the process to take a few days from approval to completion.
Is Car Deal Canada Right For You?
Car Deal Canada is a good choice if you want a modern, online-first approach to buying and financing a vehicle with support along the way. It is particularly helpful if your credit is not perfect or if you value convenience over chasing the absolute lowest possible rate.
If you already qualify for top-tier bank or manufacturer financing, going direct may save money. But if you want a guided, mobile-friendly experience that brings financing and vehicle purchase together in one place, Car Deal Canada offers a practical and accessible solution for Canadian car buyers.
Products Offered
AMOUNT
$10K - $75K
INTEREST RATE
Varies
TERMS
12 - 96 Months
Auto Loan
Conditions & Rates
Interest rate Varies Amount $10,000 – $75,000 Term 12 – 96 Months
Eligibility & Documents
Who is eligible
- Over 20 Years Old
- Employed Full Time or Self Employed (Minimum of 3 Months)
- Income over $2,000/Month
- Has a Drivers Licence
What you need to provide
- Drivers Licence
- Proof of Income Completed Application
Repayment & Issuance
How fast can you get your auto loan Within a few days Funding method Paid directly to vehicle provider How does repayment work bi-weekly, monthly.
Contact information
contact@cardealcanada.ca- 10665 Jasper Ave 14th Floor, Edmonton, AB T5J 3S9
Availability:
All of Canada except for Quebec, Yukon, Newfoundland, Nunavut, Northwest TerritoriesSupport Offered:
- Phone Support
- Email Support
- Blog
- Social Media
- Car Loan Calculator
Call Center:
Mon-Sat: 8am-6pm MST Sun:ClosedFrequently Asked Questions About Car Deal Canada
Who is Car Deal Canada?
Is Car Deal Canada safe?
With a track record of remarkable growth and success, Car Deal Canada has helped over 50,000 Canadians fulfill their car ownership aspirations, continually raising the bar in customer satisfaction and service excellence. At Car Deal Canada, you're in charge. Share your desired vehicle and preferred payment, and they'll connect you with options that align with your choices. They offer a selection of 20,000 vehicles to choose from and provide free nationwide delivery. Their approvals cover all credit scenarios, ensuring low and affordable payments, all while delivering a swift and stress-free process.
How does Car Deal Canada work?
At Car Deal Canada, they make securing unbeatable car loan interest rates in Canada easy. With their expertise, they simplify the process to match your financial profile with the best available rates, turning your dream car into a reality. They work with a network of trusted lenders to ensure you drive away with a fantastic deal. Use their calculator to calculate your potential payments based on your chosen rate.
How quickly can I get a vehicle?
Car Deal Canada aims to complete the approval process and have you in a vehicle within 24 hours. While they cannot guarantee this timeline as external factors may come into play, please be assured that Car Deal Canada is committed to working diligently to expedite the process as much as possible.
Who does Car Deal Canada help?
With a commitment to serving a diverse range of clients, including those with varying credit backgrounds, Car Deal Canada prioritizes convenience and flexibility.
Who is eligible for a Car Deal Canada loan?
To qualify, you should be over 20 years old and employed full-time or self-employed for a minimum of three months. Your monthly income should exceed $2,000, and you must hold a valid driver's license. Additionally, you'll need to provide a driver's license, proof of income, and a completed application to proceed with your loan application.
Do I need any money down?
In most cases, you won't need to make a down payment to secure a vehicle. The need for a down payment is determined by various factors and will be confirmed once Car Deal Canada connects you with the appropriate dealer partner.
What kind of car can I get?
Car Deal Canada presently stock inventory from more than 15 distinct brands and can access any brand accessible in Canada.
Car Deal Canada Reviews
Avg. Rating: 4.4 (5 reviews)
Bought a Kia
“I was able to get a brand new Kia using Car Deal Canada. The process was nice and simple. All done online too which was cool. ”
Honest Answers, Excellent...
“Great team at Car Deal Canada. They answered all my questions clearly and honestly.”
Quick Approval, Slow Pape...
“The approval was quick but it took a while to finalize paperwork.”
Straightforward and Got t...
“No-frills but effective. I got the car I needed with fair financing.”
Fast, Local, and Hassle-F...
“Fast approval and they matched me with a dealer near my home. Really easy process.”
