In this episode of Canadian Entrepreneur Stories, we speak with Marc-Antoine Caya, founder and CEO of goPeer, Canada’s first peer-to-peer lending platform, about his entrepreneurial journey and how goPeer is transforming access to credit for Canadians.
Who is Marc-Antoine Caya?
Marc-Antoine Caya is a Canadian entrepreneur and fintech innovator who saw a major gap in the lending market. He realized that traditional lending models often left everyday Canadians without fair access to affordable credit — while individual investors had limited opportunities to earn meaningful returns.
With this insight, Marc founded goPeer, a fintech platform that connects Canadian borrowers directly with investors, creating a fairer and more transparent financial ecosystem.
About goPeer
goPeer is Canada’s first regulated peer-to-peer lending platform, designed to make borrowing and investing more accessible for everyone. Borrowers can apply for personal loans online, while investors can fund portions of those loans and earn monthly returns as borrowers repay.
The platform combines technology, data-driven underwriting, and a community-based model to create a win-win situation — lower interest rates for borrowers, and higher potential returns for investors.
Since launching, goPeer has become one of the leading names in Canada’s fintech scene, helping Canadians borrow better and invest smarter.
Key Insights from Marc Caya’s Journey
In this episode, Marc shares the story of how goPeer started, the challenges of launching a disruptive financial technology in Canada, and the lessons learned along the way.
Here’s what you’ll learn in the interview:
-
How goPeer is democratizing lending in Canada
-
What inspired Marc to take the leap into entrepreneurship
-
The role of trust and transparency in modern financial products
-
How Canada’s fintech landscape is evolving and what’s next for innovation in lending
Marc’s story is a powerful reminder that entrepreneurship is about solving real problems — and building tools that empower people financially.
Our Take
Marc-Antoine Caya embodies the spirit of Canadian entrepreneurship — innovative, mission-driven, and determined to make a difference. His work at goPeer is not just changing lending — it’s shaping the future of how Canadians think about money, investing, and community finance.
Watch the full episode above to hear Marc’s story and insights on building a fintech that empowers Canadians.
Learn more about goPeer by visiting their profile on Smarter Loans.
Video by:
Amy Orr is a professional writer and editor with over 10 years of experience in the Canadian, U.S. and U.K. financial markets. She has written for numerous publications on topics as diverse as economic literacy, corporate finance, and technical analysis of numerical data. Prior to transitioning to full-time writing, she worked in the hedge fund sector. Her academic background is astrophysics, and she has a Masters in Finance from the University of Edinburgh Business School.
