In this episode of Canadian Business Spotlight, we feature goPeer, Canada’s first regulated peer-to-peer lending platform, and explore how the company is transforming the borrowing and investing experience for Canadians.
Who is goPeer?
Founded by Marc-Antoine Caya and Joseph Buaron, goPeer is a groundbreaking Canadian fintech company that connects everyday borrowers and investors directly through an online marketplace.
Instead of borrowing from banks, Canadians can apply for personal loans funded by other Canadians — giving investors a chance to earn interest on their money while helping others achieve their financial goals. This peer-to-peer (P2P) model represents a modern, community-driven alternative to traditional lending.
Since its launch, goPeer has become a recognized name in Canada’s growing fintech ecosystem, helping people access fair credit and new investment opportunities with transparency and trust at the core.
How goPeer Works
The process is simple:
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Borrowers apply online for a personal loan through goPeer’s secure platform.
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After approval, their loan request is listed on the marketplace.
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Investors can choose to fund all or part of the loan and earn returns as the borrower makes repayments.
Borrowers enjoy fixed-rate loans with competitive interest rates and no hidden fees, while investors benefit from passive monthly income and portfolio diversification. It’s an innovative approach that makes financial empowerment accessible to more Canadians.
Highlights from the Episode
In this episode, the goPeer team shares insights into:
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The vision behind launching Canada’s first peer-to-peer lending platform
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How fintech is reshaping access to credit and investment opportunities
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The impact of transparency and data-driven underwriting
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Why goPeer believes in building a financial system powered by people
The discussion provides valuable perspective on how technology and innovation can make finance fairer, more inclusive, and community-focused.
Our Take
goPeer is leading the charge in peer-to-peer lending in Canada — proving that innovation and collaboration can redefine how we think about borrowing and investing. By bringing people together on both sides of the credit equation, goPeer is not only funding loans but also fostering financial inclusion and empowerment.
Watch the full episode above to learn how goPeer is changing lending in Canada.
Visit goPeer profile on Smarter Loans to learn more.
Video by:
Amy Orr is a professional writer and editor with over 10 years of experience in the Canadian, U.S. and U.K. financial markets. She has written for numerous publications on topics as diverse as economic literacy, corporate finance, and technical analysis of numerical data. Prior to transitioning to full-time writing, she worked in the hedge fund sector. Her academic background is astrophysics, and she has a Masters in Finance from the University of Edinburgh Business School.
