In this quick review, we’ll be covering Bree – who they are, what they offer, and how to apply.
Who is Bree?
Bree is a Canadian fintech company that helps Canadians access instant cash advances between paycheques — without the high costs or stress of traditional payday loans. With 0% interest, no credit checks, and fast approvals, Bree has quickly become one of the most popular pay-advance apps in Canada.
What Does Bree Offer?
Bree offers instant cash advances of up to $500, designed to help cover short-term expenses or unexpected bills. Unlike payday lenders, Bree doesn’t charge interest or hidden fees. Instead, it uses a transparent flat-fee model, where the standard transfer is free, and optional express transfers may come with a small fee.
Borrowers can sign up in minutes, connect their bank account, verify income, and receive funds the same day — often within minutes. Repayments are automatically scheduled for your next payday or up to 65 days later, giving you flexibility and peace of mind.
Who Can Apply?
To qualify for Bree, you must:
-
Be the age of majority in your province or territory
-
Live in Canada
-
Have a Canadian bank account with recurring income (employment or government benefits)
-
Demonstrate a consistent deposit history
No credit check is required, and the entire process happens online through Bree’s mobile app or website.
Why Choose Bree?
Bree’s biggest advantage is accessibility. For Canadians who need a small financial boost between paydays, it’s a faster, friendlier, and more transparent option than payday loans or high-interest credit cards. With same-day funding and no interest charges, Bree helps users avoid overdraft fees and manage cash flow responsibly.
Our Verdict
Bree is an excellent choice for Canadians seeking a small, short-term advance with zero interest and no credit check. It’s user-friendly, fast, and built for transparency — making it one of the best new tools for everyday financial flexibility in Canada.
View Bree’s profile on Smarter Loans
Compare more short-term cash advance lenders in Canada
Video by:
Smarter Loans is Canada's online loan directory for any type of financing. The website helps Canadians find reputable lenders & financial companies all over Canada and compare their products, rates, and terms in one place.
