In this quick review, we’ll cover BizFund Canada – who they are, what they offer, and how to apply.
Who is BizFund Canada?
BizFund Canada is a trusted business financing provider that helps small and medium-sized companies across the country access quick working capital through merchant cash advances.
With years of experience supporting Canadian entrepreneurs, BizFund focuses on delivering fast, flexible, and accessible funding to businesses that might not qualify for traditional bank loans but are showing steady revenue growth.
What Does BizFund Canada Offer?
BizFund specializes in merchant cash advances (MCAs) — a financing option that provides upfront capital in exchange for a small percentage of your future sales.
Here’s what you can expect:
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Funding amounts: from $5,000 to $500,000
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Repayment terms: flexible 6 to 12 months, adjusted to match your cash flow
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Fast approval and funding: most businesses receive funds within 48 hours
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Simple documentation: minimal paperwork and no collateral required
Unlike traditional loans that rely heavily on credit scores, BizFund focuses primarily on your recent business performance, sales history, and ability to generate consistent revenue. This approach opens the door for many small business owners who might otherwise struggle to get approved elsewhere.
Who is it For?
BizFund is an excellent choice for businesses that need short-term capital to manage operations, stabilize cash flow, or seize growth opportunities. It’s particularly useful for:
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Retailers needing to restock inventory
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Restaurants or cafés covering payroll or renovations
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Service-based businesses investing in marketing or equipment
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Seasonal companies bridging revenue gaps
Eligibility Requirements
To qualify for BizFund’s merchant cash advance, your business should:
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Be operating for at least 6 months
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Generate at least $15,000 in monthly revenue
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Have a credit score ideally over 550 (applicants with scores above 500 may still be considered)
This makes BizFund accessible to a wide range of entrepreneurs — even those with limited credit history.
Why Choose BizFund Canada?
BizFund stands out for its speed and flexibility. With fast approvals, high approval rates, and funding often delivered within two business days, it’s a reliable partner for business owners who can’t wait weeks for a bank decision.
The repayment model tied to your daily or weekly sales ensures that payments adjust with your business performance, making it easier to manage during slower periods.
How to Apply
Applying through Smarter Loans is quick and straightforward:
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Click Apply Now.
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Fill out the short online form with your business details.
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Get a decision and receive your funds – often within 48 hours.
Our Verdict
BizFund Canada is a strong choice for small businesses looking for fast, flexible working capital without the red tape of traditional lenders. With simple requirements, quick approvals, and a performance-based approach, BizFund helps entrepreneurs access the cash they need to grow and thrive.
Apply with BizFund Canada through Smarter Loans to get started.