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Payday Loans Calgary

Last Updated: November 05, 2024
Written by: Amy Orr
Reviewed by: Jenna West
Originally Published: October 07, 2016

A Calgary payday loan is essentially what it sounds like, a short term loan to get a little extra cash before your next paycheque. These loans generally have terms of about two weeks, or until you get your next paycheque and come with high interest rates. A payday loan In Calgary may seem like a great short-term financial boost, however, interest rates and a system of ‘renewals’ can cause a loan that is meant to be short term to cause you long term issues if you aren’t careful with keeping track of your payments. If the loan isn’t paid off on time the rates can quickly cause you some financial troubles. But there are better options out there even if you have bad credit loan history. If you’re looking to secure a small loan or cash loan in Calgary, these days multiple online loan options offer fast access to money with less risk.

At Smarter Loans we know that your goal is to get approved for a loan fast. You’re probably looking to be approved and receive your money in the next couple of days, and even with bad credit we can help where traditional banks are unable to. We know what it’s like to search an endless list in hopes of finding the best lender for you, and our extensive list of trusted loan providers in Calgary is the perfect way for you to find a great lender that will work on your terms. Take a look at the list below and find a lender that works for you, and start your application today or you can even apply directly from our site and let us do the work for you and bring you loan solutions to consider.

Calgary Information Sheet

  • Based on the latest data, there are 333,000 registered homeowners in Calgary.
  • An average Calgary inhabitant owes $40,800 in consumer debt.
  • Average Household Income is $115,000.
  • Calgary’s leading hiring areas are real estate and rental and leasing, information and cultural industries, arts, entertainment and recreation.
  • Employment rate: 70%.
This data was researched in 2019 and uses various information resources, including Canada’s National Statistics Agency, etc., where the information can be as of an older date. The facts above may change as new information becomes available. We do our best to keep the information up to date.

Our loans marketplace provides you with access to well-established Payday Loan lenders in Calgary for your borrowing needs. 
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Written By:

Amy Orr

Amy Orr is a professional writer and editor with over 10 years of experience in the Canadian, U.S. and U.K. financial markets. She has written for numerous publications on topics as diverse as economic literacy, corporate finance, and technical analysis of numerical data. Prior to transitioning to full-time writing, she worked in the hedge fund sector. Her academic background is astrophysics, and she has a Masters in Finance from the University of Edinburgh Business School.

Reviewed By:

Jenna West

Jenna West is Smarter Loans' in-house financial writer and content director. She has been covering the Canadian FinTech and finance industry since 2017, including financial trends analysis, industry surveys, regulatory updates and changes in Canadian consumer behaviour when it comes to finance.


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Nate CampeauNate Campeau
13:22 27 Oct 24
This company is reliable, quick, and just has the best customer service and rates it is a easy process with quick results. Would definitely recommend to anyone that needs the help.
Bles4lif Pro-DreBles4lif Pro-Dre
19:29 23 Oct 24
Vincent JohnsonVincent Johnson
07:08 23 Oct 24
Good place for borrowing a bit of money 😁
Kels HillKels Hill
06:41 23 Oct 24
Personally love this opportunity and app. Super convenient and easy to use and super awesome variety of great loans. Thanks so much guys for making such an awesome site and app and being there for me over the years. :)
Tara HartTara Hart
16:23 16 Oct 24
From beginning to end, my experience was great! Very professional and personable agents. They only asked questions that were needed for the loan and payments were extremely reasonable. Would recommend to anyone who needs emergency funds.
A ScottA Scott
19:43 11 Oct 24
“ Thank you SO very much! My situation was tricky and you guys made the whole process so effortless. The way you guys handle the whole process so discreetly. That truly speaks to how well your office is run and the caliber of specialists who handled the processing of my entire loan!”
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