Upgrade

Upgrade is an online and mobile banking solution that provides responsible credit through cards and loans to help customers make good financial decisions so they can build the future they want.

Upgrade was founded in 2017 and has already enabled over $3 billion in consumer credit. In 3 short years, over 10 million people have applied for an Upgrade card or loan, and they continue to eliminate fees on everyday transactions and offer affordable financial solutions.

The interest rate on an Upgrade loan will range from 7.96%-35.97% APR.

When you use Upgrade, you can view your offer in minutes, they have low fixed rates, affordable monthly payments, and no prepayment fees.

Apply on their website in minutes and see your rate with no obligation or impact to your credit score. Review multiple loan options and decide which offer is best to help you achieve your financial goals.

Upgrade is well funded and raised $200 million in equity capital from top-tier investors.

Upgrade offers personal loans up to $50,000 in the USA, debt consolidation loans, and a line of credit.

Upgrade offers various types of personal loans including debt consolidation loans, home improvement loans, credit card refinancing loans, and personal loans for major purchases.

You can borrow anywhere between $500 and $50,000 from Upgrade.

Upgrade has been named a 'Best Place to Work in the Bay Area' by the San Francisco Business Times and Silicon Valley Business Journal.

If approved, accept an offer and Upgrade will send your money to your bank account within a day of clearing necessary verifications.