QuadFi

Quadfi is a unique Canadian online lender that started in Toronto. They offer a helping hand to all invisible credit groups in the country including recent grads and Newcomers.

QuadFi's goal is financial inclusion, we are here to help young people and newcomers through their journey towards financial freedom.

If you are over 18, a Canadian citizen or permanent resident, and lack a traditional credit score, you are eligible. At present, QuadFi can serve customers in Ontario, British Columbia and Alberta.

QuadFi offers a choice of terms and rates. Generally, the longer you take to pay off the loan, the more interest you will pay – although your monthly payments may be lower. Their interest rates start at 5.99%

QuadFi's customers have been in Canada for less than 5 years or are newly arrived. If you are over 18, have Canadian citizenship or permanent resident status, and lack a traditional credit score, they can help you. At present, they can serve customers in Ontario, British Columbia and Alberta.

QuadFi aims to empower fellow Canadians to realize their career aspirations by supporting them with their financial obligations. Their mission is simple: to extend low-cost personal loans to anybody who needs it.

If you are struggling with your financial obligations, if you have graduated and have a student debt, if you are a proud member of armed forces and are in need of financial backing, or if you just came to Canada and want to make purchases and need a trusted company to assist you with it, contact QuadFi, they can help!

To make a loan offer, QuadFi conducts a soft credit check. This won’t affect your credit score. If you take their loan, they ask for a full credit report from our credit reporting partners. This is a hard credit check and can impact your credit score. On the other hand, paying off a loan is one of the best ways to build a strong credit score! In either case, they always get your permission before contacting third parties.

QuadFi's application process is fast and simple – it takes only a few minutes to complete. You’ll know in minutes whether you qualify. Once you get your initial approval, just upload a few documents, sign the loan online and submit. They try to get you your funds within 48 hours.