PrêtDirect is a Quebec lending company based in Montreal that provides fast and reliable short-term loans to individuals who need financial support during unexpected situations. They are committed to offering a simple, secure, and transparent borrowing process designed to help people access funds quickly without unnecessary stress.
Their team works exclusively with companies licensed by the Office of Consumer Protection, ensuring every transaction is safe, confidential, and fully compliant with Canadian lending standards. PrêtDirect understands that financial difficulties can happen to anyone, and their goal is to provide a responsible solution when other options are unavailable.
Time in business:
Since 2021
Customers:
50,000+
Total funded:
$14,260,000+
Loans offered:
Micro Loans, Express Loan
$500 - $1,000
Starting at 22%
3 to 6 months
Interest Rate
Amount
Term
Who is eligible?
Canadian residents who are at least 18 years old.
Earn a stable income of $1,200 or more per month
Have been employed for at least three months.
How do you qualify?
How fast can you get the money?
Once an application is approved, funds can be deposited into the borrower’s bank account the same day through Interac e-Transfer,
If the loan is approved before 10:30 a.m., borrowers typically receive the funds before the end of the business day.
Approvals made after that time may result in a 24-hour delay.
Funding method
PrêtDirect uses Interac e-Transfer to send money directly to approved borrowers. This method is fast, reliable, and completely secure, allowing borrowers to receive their funds directly into their existing bank account without the need for additional steps or paperwork.
Who is PrêtDirect?
PrêtDirect helps Quebecers access short-term loans safely, quickly, and responsibly. They combine fast approval times with flexible repayment options and secure digital transfers to make the borrowing experience as smooth as possible.
How are applicants evaluated for eligibility?
Eligibility is determined based on income stability, employment history, and overall financial health. PrêtDirect uses these criteria to ensure that every borrower can manage their repayment comfortably while minimizing financial strain.
Who can apply for a cash loan?
Any Canadian resident who meets the eligibility criteria can apply. PrêtDirect welcomes applicants with both good and bad credit histories, understanding that credit challenges shouldn’t prevent someone from accessing short-term help when it’s needed most.
How much money can you borrow?
Borrowers can receive up to $1,000 depending on their income, employment status, and financial situation.
How does repayment work?
PrêtDirect allows borrowers to repay their loans at their own pace, offering flexible repayment options spread across 3 to 16 installments, depending on payroll frequency. The minimum repayment period is 90 days, allowing borrowers to stay on track without pressure.
Who is eligible for a loan with PrêtDirect?
PrêtDirect provides cash loans to Quebec residents who are 18 years of age or older, have a stable income of at least $1,200 per month, and have been employed for a minimum of three months. Applicants must receive their pay by direct deposit into a Canadian bank account and maintain an account in good standing without excess unfunded payments or a high level of existing short-term debt.
How fast can you receive the money?
Once an application is approved, funds can be deposited into the borrower’s bank account the same day through Interac e-Transfer, Canada’s fastest and most secure transfer method.
What is the funding method?
PrêtDirect uses Interac e-Transfer to send money directly to approved borrowers. This method is fast, reliable, and completely secure, allowing borrowers to receive their funds directly into their existing bank account without the need for additional steps or paperwork.
How quickly are applications approved?
Applications are reviewed quickly, with most approvals processed within one hour during business hours. Once approved, the money is transferred right away.
Are loans from PrêtDirect safe?
Yes. PrêtDirect ensures that all client information remains 100 % confidential. They use secure systems and partner only with licensed lenders recognized by the Office of Consumer Protection, giving borrowers peace of mind that their personal and financial details are protected.
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