Mr. Payday Easy Loans

Avg. Rating: 5.0 (2 reviews)

Mr. Payday is one of the leading providers of online payday loans in Canada. They have been helping Canadians with their short term loans needs since 2002. If you are in need of a fast cash advance, please fill out the online application form, get approved and receive funds via e-mail money transfer the same day you apply for a loan with Mr. Payday.

  • TIME IN BUSINESS: Since 2002
  • # OF CUSTOMERS: Over 100,000
  • TOTAL FUNDED: Over $100M
  • LOANS OFFERED: Payday Loans

1-866-461-1674 3421 Kingsway, Vancouver, BC V5R 5L3
Call Center: Mon - Thurs: 10:00AM - 6:00PM PST Fri: 9:00AM - 7:00PM PST Sat: 11:00AM - 5:00PM PST
Support Offered:
  • Phone Support
  • Email Support
  • Q & A
  • Tutorials
Availability: British Columbia, Ontario, Alberta, Northwest Territories, Nunavut

Products Offered

Below are all the products offered by this company.

Conditions & Rates

Cost Varies by Province Amount $100 – $1,500 Term Until next payday

Eligibility & Documents

Who is eligible

  • To see if you qualify for a loan with Mr. Payday, you have to answer “YES” to the following questions:
  • Are you 19 years old or older?
  • Do you have a job or receive CPP, Private Pension, EI, WCB, CTC or Non-Government Disability benefits?
  • If employed, have you been with your current employer for more than 2 months?
  • Do you have an active chequing account?
  • Is your income deposited into your bank account?
  • Is your monthly income over $1100 per month?
  • Do you have an active phone number that we can reach you at?
  • If you answered YES to all the above questions – you qualify*.


  • Unfortunately we do not lend to self-employed people, on social assistance, or government disability. People who are paid by commission only will be considered for a loan in circumstances where we can see a steady source of income that is deposited into their bank account. You must not have filed for bankruptcy in the past year. A loan officer makes the final decision.

What you need to provide

  • In most circumstances you do not need to email or fax any documents. We have online income & identity verification process in place.

Repayment & Issuance

How fast can you get the money Same Day Funding method Interac Email Money Transfer How does repayment work Weekly, bi-weekly or monthly payments out of bank account

Frequently Asked Questions About Mr. Payday Easy Loans

What is Mr. Payday Easy Loans?

Mr. Payday has been helping Canadians since 2002 get cash at times when they need it the most. They are one of the leading providers of online payday loans in Canada and provide loans and easy cash advances in Ontario, British Columbia, Alberta, Northwest Territories, Yukon, and Nunavut.

Is Mr. Payday Easy Loans Safe?

My. Payday has helped over 100,00 customers get loans and has funded over $100M within their near two decades in business. That means if you're looking for a short-term loan, Mr. Payday can help. They also have a 8.4 rating out of 10 on TrustPilot and provide online loans in many cities including, Vancouver, Surrey, Victoria, Calgary, Edmonton, Toronto, Ottawa, and many more.

What Products and Services Does Mr. Payday Easy Loans Offer?

Mr. Payday offers an easy cash advance, which is a short-term loan for times when you need extra cash before your next payday.

How Much Can I Borrow from Mr. Payday Easy Loans?

You can borrow anywhere from $100 to $1,500 from Mr. Payday.

What Is the Interest Rate on a Mr. Payday Easy Loans?

Interest rates on Mr. Payday loans vary depending on the province you live in, your credit, income, etc. One thing to note, that is shared on their website is that all delinquent accounts are subject to an interest rate of up to 59% APR depending on the province you are in. All NSF fees can be up to $50 depending on your province.

What Is the Term Length for Mr. Payday Easy Loans?

Mr. Payday offers short term payday loans and therefore, you have until your next payday to repay your loan. Customers with a good repayment record will receive Mr. Payday's VIP services, which include expedited servicing and discounted rates.

How to Qualify for a Mr. Payday Easy Loan?

To qualify for an online payday loan from Mr. Payday you have to have a job, have been with your current employer for 2+ months, have an active chequing account, get paid by direct deposit, earn $1000/monthly and have an active phone number.

Can I Apply Online for a Mr. Payday Easy Loan?

Yes, you can complete their loan application online in just a few minutes.

How Fast Can I Get a Loan from Mr. Payday Easy Loans?

Mr. Payday will let you know within an hour if you've been approved, and if you are and use the services of the major banks, you will be able to get your money within a few hours.

How Will Mr. Payday Easy Loans Send Me the Loan?

If you are approved, Mr. Payday will transfer the money into your account by Interac email money transfer.

How Does Loan Repayment Work at Mr. Payday Easy Loans?

You can repay your Mr. Payday loan by setting up pre-authorized direct deposit payments, from which a certain amount you decide upon will come out weekly, bi-weekly or monthly.

Which Provinces Is Mr. Payday Easy Loans Available in?

Mr. Payday is available in multiple provinces, including Alberta, British Columbia, Ontario, Northwest Territories, Yukon and Nunavut.

What Kind of Customer Support Does Mr. Payday Easy Loans Offer?

Mr. Payday's corporate office is in Vancouver, however you can reach their customer support by phone, email, they have Q&As on their website and tutorials too.

What are the Mr. Payday Easy Loans Working Hours?

You can contact Mr. Payday from Monday to Thursday from 10AM to 6PM PST, Friday from 9AM to 7PM PST, and Saturday from 11AM to 5PM PST.

Mr. Payday Easy Loans Reviews

Avg. Rating: 5.0 (2 reviews)
Fast approval

I got a fast approval from Mr.Payday. Got the money within an hour of applying. Happy with my experience overall.

Got approved

I had trouble getting approved from a few places. Mr.Payday was able to help me out. I appreciate them stepping up when others wouldn't take a chance on me.


Compare Mr. Payday Easy Loans with another Company:

Write a Review