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4.3 / 5

Mogo is bringing social responsibility, accessibility and even a little fun to financial services. We are a diverse team of thinkers and doers focused on bringing some creative destruction to a world dominated by big banks, hidden fees and old ways of doing things. By leveraging technology and design we’re building a financial brand that’s  transforming the way Canadians access, manage, and control credit. We make financial products for everyday life that we ourselves would want to use. Convenience, transparency, and simplicity are things we value. Mogo is a journey, and this is only the beginning.

Call center

Monday to Friday:
8am – 10pm EST

Saturday, Sunday and Holidays:
10am – 8pm EST

Web Chat
Help Center/Blog
Email Support
in business

Since 2005

of customers

Over 150,000


Over $1 Million


Ontario, Alberta and British Columbia only

Mogo Reviews
4.3 /5 (3 Reviews)

Product Offering

Personal Loan
Interest rate

5.9% – 39.9%


$100 – $35,000


12 – 60 months

Who is eligible

Canadian citizen or permanent resident
Must be in Ontario, Alberta or British Columbia
Approval’s based on an automated credit decision algorithm that looks at different factors like your credit history, income, etc. Once you’re pre-approved, the final step is simple: we’ll just need to complete a bank verification check (automated and pretty quick!)

What you need to provide

Copy of your paystub and ID (both can be provided by taking a picture of them with your phone).
Occasionally we may ask for an additional document—we’re not picking on you! It’s just so we can be sure of your identity and keep your privacy, well, private.

How fast can you get the money

Within 5 business days

Funding method

Direct Deposit

How does repayment work

Bi-weekly or Semi-monthly payments

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