KM Capital

Rated 4.7 from 3 Reviews
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KM Capital, Your Partner in Business Growth

KM Capital is committed to helping Canadian businesses thrive. As an innovative alternative funding provider, KM Capital understands small and medium-sized businesses’ challenges when traditional financing options fall short. That’s why they specialize in flexible Merchant Cash Advances tailored to every client’s needs.

Their streamlined one-page application process is simple, fast, and free, designed to make securing funding easier than ever. With a team of diligent in-house underwriting experts, KM Capital approves over 90% of applications and delivers funds within as little as 24–48 hours, with no collateral required.

You can use this funding to take your business to the next level—purchasing inventory, upgrading equipment, hiring staff, or launching a website. Let KM Capital be your trusted partner in business growth by helping you overcome challenges and seize new opportunities. With KM Capital, the possibilities are limitless.

spTime in business:

Since 2024

spCustomers:

Over 100

spTotal funded:

Over $10M

spLoans offered:

Merchant Cash Advance, Line of Credit, Unsecured Term Loans

Products Offered

AMOUNT

$5K - $500K

INTEREST RATE

From 9.99%

TERMS

2 - 24 Months

Merchant Cash Advance

Conditions & Rates

Interest rate 

Starting at 9.99%

Amount

$5,000 – $500k

Terms 

2 Months – 2 Years

Eligibility Requirements

Who is eligible?

  • $10,000 min monthly revenue
  • Min 6 months in business
  • Canadian Businesses only
  • Credit Score 450 and above
  • No open bankruptcies

What you need to provide?

  • 3 Months of Bank statements
  • Online Application

Repayment & Issuance

How fast can you get the money

Within 24 hours

 How does repayment work

Daily, weekly, bi-weekly payments


Contact information

  • contsubmissions@kmcapital.ca
  • cont7250 Keele St, Concord, ON L4K 1Z8
  • ssc
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Availability:

All of Canada

Support Offered:

  • Phone Support
  • Email Support
  • Online App

Call Center:

Monday - Friday: 9 AM - 6 PM EST
Frequently Asked Questions About KM Capital

Who is KM Capital?

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KM Capital is a leading alternative funding provider committed to helping Canadian businesses grow. They specialize in offering flexible Merchant Cash Advances and other financing solutions tailored to the needs of small and medium-sized businesses.

Who does KM Capital serve?

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KM Capital exclusively serves Canadian businesses with a minimum of $10,000 in monthly revenue. Their funding solutions are ideal for small and medium-sized enterprises across various industries.

How much can I borrow from KM Capital?

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KM Capital offers funding amounts ranging from $5,000 to $500,000, depending on your business's eligibility and needs. Their solutions are tailored to align with your cash flow, ensuring terms that work for you.

What are KM Capital's eligibility requirements?

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To qualify for funding from KM Capital, your business must be Canadian-based, generate a minimum of $10,000 in monthly revenue, have been in operation for at least six months, maintain a credit score of 450 or higher, and have no open bankruptcies.

How does repayment work with KM Capital?

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Repayment is flexible and designed to fit your business’s cash flow. KM Capital offers daily, weekly, and bi-weekly repayment options to ensure minimal disruption to your operations.

What are the interest rates for KM Capital funding?

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KM Capital offers competitive interest rates starting as low as 9.99%, tailored to your business's unique needs and financial profile. Their rates are designed to provide you with affordable funding options, ensuring your business can grow without the burden of high costs. With flexible terms and transparent pricing, KM Capital is committed to making funding accessible and sustainable for Canadian businesses.

What services does KM Capital provide?

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KM Capital offers fast and flexible business funding options, including Merchant Cash Advances, Lines of Credit, and Unsecured Term Loans. These solutions are designed to help businesses access the capital they need to thrive.

What makes KM Capital different from traditional lenders?

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Unlike traditional lenders, KM Capital provides a streamlined one-page application process, fast approvals within 24–48 hours, and no collateral requirements. Their flexible repayment options and high approval rate (over 90%) make them a trusted choice for business owners seeking quick access to capital.

How fast can I get funding from KM Capital?

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Once your application is approved, KM Capital can deliver funding within 24–48 hours, allowing you to quickly address your business needs and seize new opportunities.

What documents do I need to apply?

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To apply with KM Capital, you only need to provide three months of recent bank statements and a completed online application form, keeping the process simple and straightforward.

What can I use the funds for?

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You can use KM Capital’s funding for a variety of business-related purposes, such as buying inventory, upgrading equipment, hiring staff, expanding operations, or building a website and launching marketing campaigns.

KM Capital Reviews
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Avg. Rating: 4.7 (3 reviews)

Got approved
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November 20, 2024

“KM helped me get approved for a 50K loan. Nice and pleasant to deal with. Will work with them again in the future.”

Exactly What We Needed
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May 5, 2025

“We got the funds in two days and were able to keep our operations running. Thank you!”

Fantastic Service
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May 5, 2025

“Very impressed with how quickly KM Capital funded our trucking expansion.”

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