Time in business:
Customers:
Loans offered:
Keep is a modern financial platform designed for Canadian businesses, offering a business credit card and access to working capital through flexible, fast financing options.
Products Offered
AMOUNT
$1000 to $1M
INTEREST RATE
From 3% per Month
TERMS
3 - 12 Months
Corporate Business Credit Card and Working Capital Loans
Conditions & Rates
Interest rate
Keep offers competitive business financing with rates starting at 3% per month.
Amount
Keep provides funding from $1,000 up to $1,000,000.
Term
Terms range from 3 to 12 months, depending on the financing option and approval.
Eligibility & Documents
Who is eligible
To qualify, businesses must be registered in Canada (excluding Quebec), have been operating for at least six months, and have a minimum credit score of 560 (TransUnion). Construction businesses must show $1M+ in annual revenue and at least 3 years of operation.
What you need to provide
Keep requires six months of business bank statements (PDF), legal business name, estimated credit score, funding request amount, and the applicant’s contact information.
Repayment & Issuance
How fast can you get the money
Once approved, funding is typically issued within 24 hours.
Funding method
Funds are deposited directly into the Keep platform.
How does repayment work
Repayment is done monthly and is automatically debited from the customer’s primary business bank account.
Contact information
alejandra.restrepo@trykeep.com- 51 Wolseley St, Toronto, ON M5T 1A5, Canada
Availability:
All of Canada except QuebecSupport Offered:
- Call Centre
- Help Centre
- Blog
Call Center:
Mon - Fri 9AM - 5PM ESTFrequently Asked Questions About Keep
What is Keep?
Who is eligible to apply with Keep?
Businesses must be registered in Canada (excluding Quebec), have been operating for at least six months, show at least six months of financial activity, and be in good standing. Finance-related industries are excluded.
What is the interest rate for Keep’s working capital loans?
Interest rates start at 3% per month, depending on your business profile and creditworthiness.
How fast can I apply and get approved?
The online application takes less than 15 minutes, with approvals typically issued within 48 hours.
How does repayment work?
Loan repayments are automatically debited monthly from the business’s primary bank account. For capital plans, businesses can manage payments directly through the Keep dashboard.
What types of financial products does Keep offer?
Keep provides two main products: a corporate business credit card with spend management tools, and working capital loans of up to $1 million.
What are the eligibility requirements for construction businesses?
Construction businesses must have been active for at least three years and generate over $1 million in annual revenue.
What loan amounts are available through Keep?
Businesses can apply for funding from $1,000 to $1,000,000, with terms ranging from 3 to 12 months.
How quickly is funding delivered?
Funds are usually deposited in your Keep platform account within 24 hours of approval.
Does applying affect my credit score?
No. Reviewing offers does not impact your personal credit score. However, accepting a loan may result in a hard credit inquiry.
Keep Reviews
Avg. Rating: 5.0 (3 reviews)
Highly recommended
June 17, 2025
“I moved to Keep last year. Great customer service and very progressive credit products. Highly recommend them. ”
Great access to working c...
June 17, 2025
“Great credit card and very useful option to access a large sum as working capital to invest into the business. Easy online process and great service all around. Thanks Keep!”
Got approved
June 17, 2025
“Approval process was quick and customer service was outstanding. ”
