Journey Capital

Journey Capital (formerly OnDeck Canada) specializes in online financing solutions dedicated to empowering small businesses. Their streamlined application process, expedited access to funds, and personalized customer service underscore their commitment to helping Canadian entrepreneurs achieve their goals.

The revamped brand embodies a renewed sense of purpose, centered around their mission to provide timely financial solutions to Canadian small businesses. The logo, characterized by symmetry and rising elements, signifies Journey Capital's commitment to supporting entrepreneurs on their journey towards success.

Secure your business's future with a Business Line of Credit—Journey Capital offers a flexible financing option that puts funds at your fingertips whenever you need them. Access up to $300,000 to support your business endeavors and seize opportunities as they arise.

Flex Funds provide variable-term financing designed to adapt to the natural fluctuations in a business's highs and lows, allowing entrepreneurs to navigate seasonality with ease.

With a wide-reaching scope, Journey Capital collaborates with over 700 diverse businesses, spanning retail, automotive, healthcare, restaurants, and more, providing tailored financing solutions to drive growth and success in every sector.

At Journey Capital, applying is hassle-free with no hard credit pull required. Discover your options risk-free, as applying won't impact your credit score, and there's no obligation to proceed.

In their rebranding, Journey Capital drew inspiration from the entrepreneurial journey, reflecting their relentless pursuit of empowering Canadian entrepreneurs. According to Melanie Bufo, Vice President of Marketing & Communications, the new identity symbolizes a determined future aligned with their values, aiming to broaden small businesses' access to credit through digital experiences.

Journey Capital stands as a beacon of trust and confidence in the financial landscape, boasting 15 years of unwavering excellence in serving small businesses across Canada. Led by a dedicated team, the company continues to set industry standards, innovate, and provide essential credit solutions to entrepreneurs nationwide.

Journey Capital offers a diverse range of loans tailored to meet the varying needs of businesses. This includes Business Term Loans, Business Lines of Credit, and Flex Funds.

Journey Capital refrains from offering financing to businesses in specific industries. These include adult entertainment and materials, firearm vendors, government entities, non-profits, and public administration. Additionally, businesses involved in astrology, divination, fortune-telling services, lotteries, casinos, raffles, gaming, and gambling are excluded. They also do not provide funding to money services businesses (MSBs), religious or civic organizations, and rooming and boarding houses.

Apply for your loan online in just 10 minutes and choose from their selection of 3 credit products, all with zero risk to your credit score. With a stellar Trustpilot score of 4.9/5, Journey Capital ensures a seamless experience. Enjoy fast funding, with funds disbursed in as little as 24 hours, and take advantage of instant Line of Credit withdrawals via Interac e-Transfer.