iCash offers payday loans, e-Transfer loans, and no credit check loans. These loans are designed to provide short-term financial assistance quickly and conveniently.
Products Offered
$100 - $1,500
Varies
2 months
Payday Loan
Conditions & Rates
Interest Rate
- Varies
Amount
- $100 – $1,500
Term
- 2 months
Eligibility & Documents
Who is eligible
- Be a resident of any of the provinces in which iCash operates (AB, ON, BC, MB, NB, NS, PEI)
- Show that you have been receiving the same source of income for the past three months
- Have a total net income of at least $800/month
- Have access to an online bank account
- Have a valid mobile phone number, address, and email address (VoIP numbers are not accepted)
What you need to provide
- No documents are required
- iCash’s application is automated and does not require any documents. Simply fill out the online application form at iCash.ca or use the iCash mobile app.
Repayment & Issuance
How fast can you get the money
- Same day
Funding method
- E-transfer
How does repayment work
- Depends on the frequency of your salary
Contact information
Frequently Asked Questions About iCash
What types of loans does iCash offer?
Are iCash loans safe?
Yes, iCash loans are safe. iCash is a fully licensed lender in every province they operate in, ensuring regulatory compliance and security for borrowers.
How much can I borrow from iCash?
You can borrow between $100 and $1,500 from iCash. The exact amount you are eligible to borrow will depend on your individual financial situation and eligibility.
How fast can I get my funds from iCash?
With iCash, you can receive your funds almost instantly. Once your loan application is approved, the funds are sent to your bank account via e-Transfer within minutes. This process is available 24/7, ensuring you get the money you need quickly.
How do I apply for an iCash loan?
To apply for an iCash loan, simply visit their website or download the iCash mobile app. Fill out the online application form with your personal and income details. The application process is quick and straightforward, taking only a few minutes.
How does iCash work?
iCash provides quick and easy access to cash advance loans. Here’s how it works: 1. Apply Online: Complete a simple online application with your personal and financial details. This process takes about 10 minutes. 2. Get Instant Decision: Once submitted, the system reviews your application and provides an instant approval decision. 3. Receive Funds: After approval and electronic signature of the loan agreement, funds are sent via e-Transfer within minutes, 24/7.
Who is iCash?
iCash is a licensed Canadian lender that provides short-term, same-day loans to more than half a million customers across Canada. They operate in all provinces where they are fully licensed.
Is iCash Legit?
Smarter Loans only lists and works with legitimate businesses and our sole purpose is to help keep Canadians safe from scams. We can vouch for the validity and legitimacy of iCash.
What is the interest rate on an iCash loan?
The interest rates on iCash loans vary by province. Typically, the rates range from $15 to $17 per $100 borrowed. It's important to check the specific rates for your province on their website.
What can I use my money for?
You can use your iCash loan for a variety of purposes, including covering unexpected expenses, paying bills, car repairs, medical expenses, or any other financial need that arises.
Can I apply for an iCash loan if I have bad credit?
Yes, you can apply for an iCash loan even if you have bad credit. iCash does not solely rely on your credit score for approval. They consider your overall financial situation to determine your eligibility.
iCash Reviews
Avg. Rating: 4.6 (7 reviews)
April 10, 2018
“I had taken out a loan with iCash and had family situations come up and I was not going to be able to make my loan repayment. I contacted them a few days before the payment was due and explained my situations to them. They rearranged my payment and were so friendly and helpful. It really helped take the stress off me. I would highly recommend using their service. It's not often you encounter businesses that are willing to work with you. Thank you iCash for your great service, compassion and understanding.
CM Ontario ”
April 10, 2018
“Super happy with the services these guys gave me! They really took the time to answer all my questions. I will definitely borrow from them again! Thanks a million. ”
July 13, 2020
“ICASH is a good and fair lender. Super service customer and very good life saver.”
July 17, 2020
“Best service. Applied for a cash loan via the iCASH Mobile App and got instant approval. After signing my loan agreement, they e-transferred the funds to me in literally 2 minutes.
Couldn't be happier. Thank you iCASH for making my helping me out. Love you guys.”
April 14, 2025
“Great customer service and the app is very intuitive.”
April 14, 2025
“iCASH saved me when I needed it most. The transfer was fast and stress-free.”
April 14, 2025
“The application was easy and the funds came quicker than expected.”