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Fast Access Financial
5 / 5

At Fast Access Financial we offer personal loans, car title loans, closing cost loans, and mortgages to help you get the cash you need when you need it most. Established in Pickering, we are proud to service all of Ontario, Saskatchewan, and Alberta Canada. We report to Equifax to help build your credit score for access to superior opportunities in the future. In terms of bad credit, we take all financial factors into consideration when determining the approval of a loan request. Our services are affordable, flexible, and will not trap you in an endless cycle like payday loans. We do not charge penalties for early payout. We have actual people not just computers helping to decision the outcome of your application so all aspects are taken into consideration not just your credit score.

Call center

Mon – Fri: 9 a.m. – 6 p.m.
Sat: 9 a.m. – 1 p.m.

Help Center/Blog
Email Support
in business

Since 2008

of customers

Over 10,000




Alberta, Ontario, Saskatchewan

Fast Access Financial Reviews
5 /5 (2 Reviews)
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Fast Access Financial: 10 Years of Treating Customers Like People, Not Numbers
Jared Lindzon is a regular contributor to top tier publications around the world, including Fortune Magazine, Fast Company, the Guardian, Rolling Stone, the Globe and Mail, and many more.
Though they operate primarily through the Internet, Fast Access Financial is in many ways Canada’s anti-computer algorithm lender. The online lender opened its digital doors to the public in April 2008 from its headquarters in Pickering, Ontario with the goal of providing an alternative to Beacon Credit Score-based traditional lenders. Over the past decade they’ve loaned millions in personal, car title and closing cost loans as well as mortgages to thousands of Canadians based in the provinces of Ontario, Saskatchewan and Alberta.

Product Offering

Personal Loan Apply now
Interest rate

19.99% – 46.99%


$500 – $10,000


12 – 36 months

Who is eligible

Canadian resident over 21
Minimum income $25,000.00 annually
Full time employment

What you need to provide

Electronic paystub with regular deductions
Two pieces of photo government ID
Proof of Income
Void Cheque or pad form
60 days bank statement
Proof of address
any other documents deemed necessary by the underwriter

How fast can you get the money

Within 24 hours

Funding method

Direct Deposit

How does repayment work

Weekly, biweekly, monthly or twice a month

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