Time in business:
Customers:
Total funded:
Loans offered:
Credit Club is a fully licensed Canadian lender that’s been helping people since 2012. They’ve served more than 250,000 customers and have released over $100 million in funding. Their fast online process and excellent Trustpilot rating (4.8 out of 5) show how much Canadians trust their service.
Products Offered
AMOUNT
$100 - $1,500
INTEREST RATE
$14/$100 borrowed
TERMS
Up to 62 days
Payday Loans
Conditions & Rate
Interest Rate
- The cost is $14 for every $100 borrowed.
Amount
- $100 – $1500
Term
- Up to 62 days
Eligibility & Documents
Who is eligible?
- You must be at least 18 years old
- Have a Canadian bank account
- Steady source of income
- Valid email address and phone number
- You must complete an online application
How do you qualify?
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Credit Club doesn’t run credit checks, so approval depends mainly on your income and banking history, not your credit score.
Repayment & Issuance
How fast can you get the money?
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Once approved, funds are sent directly to your account within minutes via instant e-Transfer.
Funding method
- Funding is done by email money transfer.
Contact information
info@creditclubloans.com- 15 Gamelin, Suite 401 Gatineau, Québec J8Y 6N5
Availability:
British Columbia, Ontario, Nova ScotiaSupport Offered:
- FAQs
- Email Support
- Call Centre
Call Center:
Monday to Saturday 8:30 am - 4:30 pmFrequently Asked Questions About Credit Club
Who is Credit Club?
How much can I borrow?
You can borrow anywhere from $100 to $1,500, depending on your income and eligibility. These loans are designed to help with immediate financial needs until your next payday.
How do I receive my money?
Once approved, the funds are sent directly to your bank account through a secure email money transfer. You’ll be able to access the money almost immediately.
Is Credit Club safe and legitimate?
Yes. Credit Club is a licensed direct lender operating in Ontario, British Columbia, and Nova Scotia. They comply with all provincial regulations and have thousands of verified customer reviews that speak to their credibility.
What are the eligibility requirements?
You must be at least 18 years old, have a Canadian bank account, a steady source of income, and a valid email address and phone number to receive your funds.
How much does it cost to borrow?
The cost is $14 for every $100 borrowed, which aligns with the standard payday loan rate in Canada. Credit Club is transparent about fees, and you can use their free payday loan calculator to estimate the total repayment amount before applying.
What does Credit Club do?
They provide short-term payday loans to Canadians who need quick access to cash. Applications are completed online, approvals are instant, and funds are sent by email money transfer within minutes.
How long does the process take?
The application takes about 15 minutes to complete, and most customers are approved instantly. Once approved, you’ll receive your funds the same day, often within five minutes of signing your loan agreement.
When do I have to repay the loan?
Most loans are repaid on your next payday or within 14 days. Customers who qualify can also set up installment payments, especially if they’ve taken multiple loans within a short period.
Do they check credit?
No, Credit Club does not run credit checks during the application process. Approval is based on your income and banking information, not your credit score.
Do I need to submit documents?
No paperwork is required. Everything is done online, no faxing or uploading documents.
Credit Club Reviews
Avg. Rating: 5.0 (1 review)
Nothing but good things t...
“I have used this service several times. Every time I have needed it it has been consistently quick to apply, quick to approve, and quick to receive the money. It was especially good that repeat customers are able to have an E transfer done of the funds within 2 to ...”
