Clutch

Buy a Car

Product Information

If you are financing your vehicle, you can get started by applying with our pre-approval form. Once you find a car you like, click ‘Start Purchase’ to begin the checkout process. You can finalize the paperwork and confirm delivery entirely online.

Get pre-approved

Clutch fees vary by province:

Ontario: Ontario customers will not be charged a Service Fee. Shipping for out-of-province vehicles and delivery are available for an additional fee.

Nova Scotia, New Brunswick, and Prince Edward Island: Customers in the Maritime provinces will be charged a Service Fee of $899. Shipping for out-of-province vehicles and delivery are available for an additional fee.

All fees are visible under the Pricing tab of an individual car’s display page.

Payments:

1. Cash: You can pay for the car in full via certified cheque.

2. Financing

You can apply for financing to pay off the car over time.

Eligibility & Documents

What documentation is required to sell my car to Clutch?

1) Driver’s licence

2) Proof of ownership or title for the vehicle

3) Void cheque or direct deposit form (to facilitate payment)

4) Loan payout statement (if your vehicle is financed)

How do I know what my interest rate will be?

Clutch works with many of Canada’s largest financial institutions to help customers get a loan at the best rate.

To find out your interest rate, you need to fill out a financing application, which you can begin by selecting ‘Financing’ as your preferred payment method during checkout.

You can fill out their quick pre-approval form here to get an estimate, even before deciding which car you want. Pre-approval takes less than a minute and shows you the estimated amount you can finance right away.

FAQs

How does submitting an application work?

Once you complete your financing application, Clutch will send it to potential lenders for approval. If potential lenders require more information, they’ll reach out and ask you to provide it.

Buying a car – Get Pre Approved

Sell Your Car

Payments Details

Payments are made via electronic funds transfer (EFT). Money will show up in your bank account 1-3 business days after the transaction is complete. EFT is the only payment method offered.

Benefits

Clutch takes pride in delivering an incredible experience by paying customers the exact value they were quoted online.

Offers by Clutch are benchmarked against current retail and wholesale values.

• Payment is fast.
• The entire process can be completed in as little as 48 hours.
• There are no test drives required.
• There is no haggling or driveway negotiations.
• Payment is guaranteed to you and your lienholder (if applicable).

FAQs

What is the process to sell my car to Clutch?

Selling to Clutch:

Navigate to our Sell or Trade page and enter your licence plate or VIN, as well as some additional details, and receive an instant cash offer. Next, select a date to drop off your car or arrange for us to pick it up. We take the car off your hands and wire you the cash!

Get an instant offer

How does my auto loan get paid off?

If you have a loan on the car that you’re selling, Clutch will pay off the loan and deduct it from the value of our offer. Loans can take 3-10 business days to be processed, depending on the lender.

Selling your car? – Get an instant offer!