Clover Mortgage is a Canadian mortgage brokerage that specializes in offering customized mortgage solutions tailored to your financial situation. Whether you’re a first-time homebuyer, self-employed, retired, or have good or poor credit, their team is dedicated to helping clients get approved for mortgages or home equity loans at competitive rates, even when traditional banks may turn them away.
Products Offered
$50K - $100M
From 4.09%
6 Months - 10 Years
Mortgages & Home Equity Loans
Conditions & Rates
Interest Rate
Enjoy rates as low as 4.09%
Amount
Minimum: $50,000 | Maximum: $100,000,000
Term
From 6 months up to 10 years
Eligibility & Documents
What are the eligibility requirements for a mortgage with Clover Mortgage?
To be eligible for a mortgage with Clover Mortgage, you must be a Canadian citizen or permanent resident and meet the age of majority in your province. Your credit history, financial stability, and property details will also be assessed to determine approval.
What documents do I need to provide for mortgage approval with Clover Mortgage?
Repayment & Issuance
How quickly can I get approved?
Borrowers can choose from a variety of payment schedules, including weekly, bi-weekly, or monthly options.
Contact information
Frequently Asked Questions About Clover Mortgage
Who is Clover Mortgage?
How much can I borrow with Clover Mortgage ?
Clover Mortgage works with various lenders to offer flexible mortgage options, ranging from smaller loans for personal property to large-scale commercial financing. The exact loan amount depends on the property, your credit history, and financial situation. They provide a customized approach to match your specific needs.
How do I calculate my mortgage payments with Clover Mortgage?
Clover Mortgage provides a customized mortgage calculator that allows you to estimate potential monthly payments and total interest costs. By entering details such as the mortgage amount, amortization period, payment frequency, and mortgage rate, you can compare payment options and determine affordability.
Who is eligible for a mortgage through Clover Mortgage?
Clover Mortgage is open to a wide range of clients, including first-time homebuyers, self-employed individuals, retired persons, and those with both good and poor credit. Their team specializes in finding personalized mortgage solutions for clients who may face challenges getting approval from traditional banks, ensuring they have access to the right financing options for their needs.
What services does Clover Mortgage provide?
Clover Mortgage provides a variety of services, including mortgage pre-approval for home, condo, or commercial property purchases. They offer customized mortgage solutions tailored to meet individual financial goals and needs. In addition to helping clients refinance their existing mortgages to save on interest or access home equity, they also provide home equity loans to help fund other financial objectives. To assist clients with planning, Clover Mortgage offers tools like their customized mortgage calculator, which helps estimate payments and compare options.
How do I get pre-approved for a mortgage?
Getting pre-approved with Clover Mortgage is quick and straightforward. Simply contact their team with basic information about your finances, and they will guide you through the pre-approval process, helping you understand the best rates and terms available based on your credit profile.
Why should I choose Clover Mortgage over a traditional bank?
Clover Mortgage offers personalized, unbiased service that focuses on finding the right mortgage product for your individual financial situation. Unlike traditional banks, they have access to a variety of lenders, ensuring you get the most competitive rates and terms, even if you’ve been turned away by other institutions.
How much can I borrow through Clover Mortgage?
At Clover Mortgage, you can borrow anywhere from $50,000 to $100,000,000, depending on your financial situation, the type of property, and lender terms. They work with a wide range of clients, offering customized mortgage solutions for both residential and commercial properties. To find out exactly how much you can borrow, contact them for a personalized assessment tailored to your needs and goals.
Clover Mortgage Reviews
Avg. Rating: 4.7 (9 reviews)
September 28, 2024
“Great service, fast turnaround, and got me approved for a mortgage!”
September 28, 2024
“Clover Mortgage staff were super helpful, explained all the options and answered my questions with patience. 10/10 experience. ”
September 28, 2024
“I was looking for a home equity loan and a friend recommended Clover Mortgage. My wife and I got approved quickly and the whole process was easier than expected. I would highly recommend Clover Mortgage to others. ”
April 7, 2025
“Shawn is one of a kind. He went above and beyond to make our dream home a reality when no one else could. Truly dedicated, kind, and incredible at what he does. We feel so lucky to have found him! He is a gem! ”
April 14, 2025
“Was skeptical of not going to a bank for my mortgage. Turns out I was over paying them this whole time. Very impressed with Clover, thank you Clover.”
May 21, 2025
“Communication could have been better, but we got the deal done.”
May 21, 2025
“They helped us refinance our mortgage and saved us money each month. Highly recommend.”
May 21, 2025
“Quick turnaround and solid advice. Rates were fair too.”
May 21, 2025
“Clover Mortgage came through when the bank turned me down. True lifesavers.”