Cashco Financial

Rated 4.8 from 3 Reviews
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Cashco exists to provide relief today and hope for tomorrow. Cashco’s entire enterprise is designed to accommodate and exceed the needs and expectations of the underserved.

They provide relief today by making it easy to get an immediate loan, regardless of your current or past credit history. Cashco accepts our clients where they are today. And due to our multiple loan options, they are the only finance company that can help move clients through the entire credit continuum to achieve a better credit rating and create hope for tomorrow.

Cashco is a privately held company based in Edmonton, Alberta that has served over 150,000 clients both online and through a network of 50 branches located in British Columbia, Alberta, Saskatchewan, and Ontario.

Products Offered by Cashco include: Flex Loans Up to $7,000, Banking, Loan Protection, Money Transfer, Cheque Cashing.

Once you become a customer you can access your account using your CashCo Financial login – this allows you to stay in control of your account.

spTime in business:

Since 2009

spCustomers:

Over 27,500

spTotal funded:

Over $300M

spLoans offered:

Flex Loans Up to $7,000, Banking, Loan Protection, Money Transfer, Cheque Cashing

Products Offered

AMOUNT

$250 - $7,000

INTEREST RATE

Varies

TERMS

6 - 60 Months

Flex Loan

Conditions & Rates

Interest rate Varies Amount Up to $7,000 Term 6 – 60 months

Cashco Payday Loans: $14 on every $100 borrowed.

Cashco Flex Loan:  offers terms ranging from 6 to 60 months with a fixed Annual Percentage Rate (APR).  The fixed rate is 35% with no administrative or document fees. For a $1,000 Flex Loan over 12 months, this yields a bi-weekly payment of approximately $45.84, resulting in a total cost of borrowing of approximately $191.24 ($1,191.24 including principal).

 

Eligibility & Documents

Who is eligible

  • Canadian resident
  • Over 18 years of age

What you need to provide

  • Valid Government Issued ID

Repayment & Issuance

How fast can you get the money Typically within the hour Funding method Direct Deposit or Email Money Transfer How does repayment work Weekly, bi-weekly, semi-monthly or monthly payments from bank account


Contact information

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Availability:

British Columbia, Alberta, Saskatchewan, Ontario, New Brunswick, Newfoundland

Support Offered:

  • Monthly $10K Loan Payout Program
  • "The Village" Credit Building Membership
  • One-On-One Budget Planning
  • Financial Health Score
  • Online Chat
  • Phone Support
  • In-Branch Support

Call Center:

Mon - Fri: 7am to 8pm MST Saturday: 8am to 8pm MST
Frequently Asked Questions About Cashco Financial

What is Cashco Financial?

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Cashco Financial (sometimes referred to has Cash Co) is a privately held company based in Edmonton, Alberta that helps clients build their credit and get into mainstream financial services. They serve over 140,000 clients both online and through a network of over 50 branches located in British Columbia, Alberta, Saskatchewan, and Ontario. They provide multiple loan options and are a finance company that aims to help move clients through the entire credit continuum to achieve financial health and growth.

Is Cashco Legit?

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Here at Smarter Loans we only work with verified and regulated businesses. Cashco have proven themselves to be a legitimate business over the 6+ years they have been operating in Canada and we are happy to put our name alongside theirs.

How Much Can I Borrow from Cashco Financial?

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Cashco loans range depending on the loan type. Their flex loan allows you to borrow up to $7,000.

What Is the Term Length for Cashco Financial Loans?

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You can get anywhere from 6 to 60 months to pay back a Cashco Financial loan.

Can I Apply Online for a Cashco Financial Loan?

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Yes, you can apply for a Cashco Financial loan online quickly and securely using their online form.

How Will Cashco Financial Send Me the Loan?

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If you are approved, Cashco will transfer the money into your account directly.

Which Provinces Is Cashco Financial Available in?

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Cashco Financial operates in 6 provinces and has branches in British Columbia, Alberta, Saskatchewan, Ontario, and New Brunswick.

What are the Cashco Financial Working Hours?

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You can contact Cashco from Monday to Friday from 7AM to 8PM MST and Saturday 8AM to 8PM MST.

Is Cashco Financial Safe?

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Cashco Financial has been in business since 2009 and by August 2017, had over 5,000 Albertans sign up for accounts. Their consistent growth shows them as one of the leading brands in the financial industry, and to add, Cashco has funded over 300 million dollars in loans. Cashco Financial employs over 200 employees and is focused on getting underbanked Canadians money quickly and securely. They have also been certified as a Great Place to Work® to help show their outstanding culture.

What Products and Services Does Cashco Financial Offer?

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Cashco Financial offers a flex loan, and their services include cheque cashing, money transfer options, credit monitoring support, and even a financial literacy blog.

What Is the Interest Rate on Cashco Loans?

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Cashco Financial considers various means in order to determine the interest rate on a loan. Their Loan offers terms ranging from 6 to 60 months with a fixed Annual Percentage Rate (APR). The fixed rate is 35% with no administrative or document fees. For a $1,000 Flex Loan over 12 months, this yields a bi-weekly payment of approximately $45.84, resulting in a total cost of borrowing of approximately $191.24 ($1,191.24 including principal).

How to Qualify for a Cashco Financial Loan?

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If you're applying for a flex loan then you need to be of legal age in the province you reside, have a bank account, be employed and have lived in your current residence for at least 3 months.

How Fast Can I Get a Loan from Cashco Financial?

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The application process is fast and Cashco Financial tries to approve people within minutes, therefore, if approved, you can receive your money within hours and likely the same day.

How Does Loan Repayment Work at Cashco Financial?

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You can choose to repay your Cashco loan through weekly, bi-weekly, semi-monthly or monthly payments from bank account.

What Kind of Customer Support Does Cashco Financial Offer?

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Cashco Financial can be contacted through their online chat on their website, they offer resources to help grow your financial health, budget planning tools, financial literacy health checks and you can also reach Cashco customer support by phone, email or by going into anyone of their branches.

Cashco Financial Reviews
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Avg. Rating: 4.8 (3 reviews)

Very Helpful
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March 26, 2018

“this is a company with a heart. They care and they are very helpful ”

Would recommend
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March 26, 2018

“The women there are amazing to deal with they talk and treat you with respect. I would 100% refer someone to cashco and I will keep going back ”

Excellent
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March 11, 2025

“Excellent company to deal with , I borrow in the past and they are very easy to deal with and you will get your money”

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