Time in business:
Customers:
Total funded:
Loans offered:
CanaCap is a business loan providers in Canada. They've been in business since 2016 and have helped hundreds of Canadian business owners with financing solutions.
Products Offered
AMOUNT
$5K - $500K
INTEREST RATE
Varies
TERMS
4 - 12 Months
Business Loan
Conditions & Rates
Interest rate Varies Amount $5,000 – $500,000 Term 4-12 months
Eligibility & Documents
Who is eligible
- Min 6 months in Business
- Business does at least 10,000$ a month in gross deposits
What you need to provide
- Canacap Completed Application
- 4 Recent business bank statements (all business accounts)
Repayment & Issuance
How fast can you get the money Under 48 hours Funding method Direct Deposit and/or same day wire How does repayment work Daily or weekly from business bank account
Contact information
sales@canacap.ca- 5101 Rue Buchan Suite 251, Montreal, Quebec, H4P 1S4
Availability:
All of Canada except QuebecSupport Offered:
- Email Support
- Help Center
Call Center:
Monday - Friday 9:00am to 6:00pm ESTFrequently Asked Questions About CanaCap
What is CanaCap?
What Products and Services Does CanaCap Offer?
CanaCap provides capital to an array of business types with minimal restrictions and offers business loans and merchant cash advance.
What Is the Interest Rate on a CanaCap Loan?
The factor fee on CanaCap business loans varies.
How to Qualify for a CanaCap Loan?
To qualify for a CanaCap loan you must be in business for a minimum of 6 months, earn at least $10,000 a month in gross deposits and complete the CanaCap application, plus provide 4 recent business statements (all business accounts).
How Fast Can I Get a Loan from CanaCap?
Once approved, funds get deposited to your bank account within 24-48 hours.
How Does Loan Repayment Work at CanaCap?
CanaCap loans are repaid through pre-authorized payments from your bank account.
What Kind of Customer Support Does CanaCap Offer?
You can contact CanaCap via phone, email or their help centre online.
Is CanaCap Safe?
Yes. CanaCap has been in business since 2016 and has over 10,000 customers.
How Much Can I Borrow from CanaCap?
You can borrow $5000 - $500,000 from CanaCap.
What Is the Term Length for a CanaCap Loan?
Terms on a CanaCap business loan is between 4 and 12 months.
Can I Apply Online for a CanaCap Loan?
Yes, you can complete your online application in minutes or you can call CanaCap directly.
How Will CanaCap Send Me the Loan?
The loan proceeds are deposited directly into your bank account or by wire transfer.
Which Provinces Is CanaCap Available in?
CanaCap is available in all of Canada, except for Quebec.
What are CanaCap Working Hours?
You can apply for a CanaCap loan online or they can be contacted by phone, Monday through Friday from 9AM to 6PM EST.
CanaCap Reviews
Avg. Rating: 4.8 (8 reviews)
Helped my business
April 18, 2019
“Thanks to CanaCap I was able to get a loan for $24,000 and add some new equipment to my auto repair shop. They really helped me out when I had a hard time getting approved at other places. Great experience and customer service. ”
Funded Quickly
April 18, 2019
“I needed to get new inventory for my hair salon and CanaCap was able to approve and get me the funds within 48 hours. The speed and service was very good. ”
Needed money quick
January 17, 2024
“”
Fast
March 31, 2025
“Very easy to apply, was approved veryquickly”
Better Than the Bank!
April 21, 2025
“CanaCap offered us better terms than our bank. Great for small businesses!”
Fast Funds, No Hassle
April 21, 2025
“Quick and easy application process. I had the funds in my account within two days.”
Professional and Reliable Service
April 21, 2025
“The team at CanaCap was very professional. The process took a few days but overall great experience.”
Fast Capital, Real Results
April 21, 2025
“CanaCap helped my business secure the working capital we needed to expand. Excellent service and fast approval!”
