Breeze Capital Review 2026Apply Now Check if I Qualify ↓
Written and analysed by Smarter Loans Editorial Team · Reviewed by Rafael Rositsan
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Three questions checked against Breeze Capital's published criteria, per product. No application started.
Breeze puts five products behind one gate, and states that gate in three numbers: deposits, months in business, and a FICO floor of 500.
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Quality Lender
Vetted lenders that are listed on Smarter Loans
Established Lender
Listed on Smarter Loans for 3 or more years
Top Performer
High application to funding conversion ratio
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11 reviews from borrowers who used Breeze Capital. Each is submitted by a verified borrower and moderated for authenticity; it renders as written, positive or not, and lenders cannot remove it.
I can't express enough gratitude for the exceptional service and straight-shooting I received from Breeze Capital. Their team went above and beyond to help me secure a business loan, and helped me find a way back to having great cash flow. I've already recommended them to several of my colleagues and will continue to do so!
With a minority-owned business, it can be challenging to secure financing. But Breeze Capital believed in me and my business when others didn't. Thanks to their loan, I was able to invest in new equipment, hire additional staff, and increase sales. I highly recommend their services to any entrepreneur who needs reliable financing.
When I needed some breathing room for my business, Breeze Capital came through for me in a big way. I'm so grateful for their support and the flexibility they offered me. They really tailor their offerings to suit your business needs, which I greatly appreciated.
Excellent experience! The process was fast and the team was very helpful.
Highly recommend them if you need quick financing solutions.
Very satisfied with how smooth and quick the application was.
Very satisfied with how smooth and quick the application was.
Got my loan approved within a day. Super convenient and trustworthy service.
Excellent experience! The process was fast and the team was very helpful.
Showing 10 of 11 reviews.
Breeze Capital is a financial institution that provides business funding solutions tailored to the individual needs of their clients. They empower customers by offering them the freedom to make their own decisions regarding their business financing. Their team of lending experts collaborates closely with each client to identify the most suitable funding options, ensuring a personalized approach that aligns with their unique requirements and goals. At Breeze Capital, they prioritize customer satisfaction and strive to deliver efficient and effective financial solutions to support businesses in achieving their objectives.
A business line of credit from Breeze Capital offers you a revolving credit line that's accessible 24/7. With credit limits ranging from $6,000 to $100,000, it provides flexibility to draw funds as needed. You can choose from flexible repayment terms spanning 12, 18, or 24 months. This solution is ideal for maintaining funds readily available, offering convenience and peace of mind for your business's financial needs.
Yes, Breeze Capital offers equipment financing. They provide financing for various types of equipment, starting at $10,000. This includes restaurant equipment, manufacturing equipment, POS terminals, construction equipment, and commercial vehicles.
Businesses trust Breeze Capital for several reasons. Firstly, their process is convenient; filling out the application takes only 5 minutes. Secondly, they offer flexibility with a complete catalog of products tailored to fit the specific needs of each business. Lastly, their approval process is fast, with funds available in as little as 24 hours after approval.
You can borrow between $10,000 and $1.5M from Breeze Capital.
You can typically receive your loan funds from Breeze Capital as quickly as within 24 hours after approval.
Yes, Breeze Capital can assist your construction business in acquiring new equipment through their equipment financing solutions. They offer financing options tailored to meet the specific needs of your construction business, allowing you to access the equipment you need to enhance your operations and grow your business.
Breeze Capital is trustworthy due to its positive reputation built over time. They maintain transparent and honest communication with clients, ensuring clarity throughout the process. Satisfied customers, as evidenced by positive testimonials on their website, attest to their reliability. Breeze Capital adheres to regulatory standards, demonstrating ethical business practices. With their industry experience, clients can trust in their expertise to meet their financial needs effectively.
Businesses across various industries, such as retail, manufacturing, and healthcare, seek financing support from Breeze Capital. Whether they're restaurants, construction firms, or technology startups, companies of all sizes turn to Breeze Capital for customized financial solutions. From service-based businesses like consulting firms to transportation companies, a diverse range of enterprises relies on Breeze Capital for their financing needs.
