Zensurance is a Toronto-based digital commercial insurance platform that offers industry-specific business insurance quotes.
Products Offered
Below are all the products offered by this company.
Business Insurance
Zensurance: Online Business Insurance for Canadian SMEs
Zensurance is a leading Canadian online insurance marketplace that helps small and medium-sized businesses quickly compare quotes and find the right coverage. From general liability and professional liability to property, cyber, and commercial auto, Zensurance makes it simple to apply online, access multiple insurer options, and get expert support from licensed brokers — all in one place.
Get a Free Quote with Zensurance
Zensurance at a Glance
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Compare quotes from multiple Canadian insurers
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1,000+ business types and professions supported
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Fast digital application and documents
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Licensed Canadian brokers at no extra cost
Common Business Insurance Coverages
General Liability (GL)
Protects against third-party bodily injury and property damage claims. Often required by landlords and larger clients.
Professional Liability (Errors & Omissions)
For advice-based work. Covers alleged negligence, mistakes, or omissions causing financial loss to a client.
Commercial Property
Protects contents, equipment, and inventory against fire, theft, and certain water damage. Can include business interruption.
Cyber Insurance
Helps with costs related to cyberattacks and data breaches (forensics, notifications, legal, credit monitoring).
Commercial Auto
For vehicles used in business. Options vary by province (liability, collision, comprehensive).
Industry Bundles and Use Cases
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Contractors and trades: general liability, tools and equipment, commercial auto
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Retail and e-commerce: property, general liability, cyber
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Technology and consulting: errors and omissions, cyber, general liability
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Hospitality and food: property, general liability, liquor liability add-ons
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Health and wellness: professional liability, general liability
Zensurance vs. Traditional Brokers
| Feature | Zensurance | Traditional Broker |
|---|---|---|
| Quotes | Digital quotes from multiple insurers | Manual shopping by phone/email |
| Speed | Minutes for many policies | Days to weeks |
| Choice | Access to 50+ Canadian insurers | Often smaller panel |
| Convenience | Online application and documents | Office visits, phone calls |
| Broker Support | Licensed support included | Varies by brokerage |
Estimate Your Business Insurance Cost (Illustrative)
Note: Actual premiums vary by province, insurer, limits, and claims history.
| Business Type | Revenue | Employees | Est. Monthly Premium |
|---|---|---|---|
| Contractor / Trade | < $100k | Solo | $20–$40 |
| Contractor / Trade | $500k–$1M | 6–20 | $70–$110 |
| Retail / E-commerce | $100k–$500k | 2–5 | $35–$60 |
| Consulting / Professional | < $100k | Solo | $18–$35 |
| Tech / SaaS | $500k–$1M | 6–20 | $65–$105 |
| Restaurant / Hospitality | > $1M | 21+ | $120–$180 |
| Health / Wellness | $100k–$500k | 2–5 | $30–$55 |
Zensurance Reviews — What Businesses Like
Pros
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Fast quote comparisons in one place
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Wide insurer panel and competitive pricing
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Licensed broker guidance included
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Convenient digital policy documents
Considerations
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Some industries require extra info or custom underwriting
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Coverage and pricing vary by province and insurer appetite
Business Insurance in Canada with Zensurance
Canadian businesses face risks ranging from client injuries to cyber incidents and inventory losses. Zensurance brings the marketplace online so owners can submit one application and receive multiple quotes from leading insurers. Compare limits, deductibles, endorsements, and pricing side-by-side, then finalize coverage digitally with guidance from licensed brokers.
Premiums vary by industry and risk factors, but many micro and small businesses secure essential protection at modest monthly prices. Contractors often start with general liability, retailers prioritize property and cyber, while consultants select professional liability to cover advice-based work.
Claims are handled by the insurer that issues your policy; Zensurance helps you start the process and outline required documentation.
Zensurance FAQs
What is Zensurance?
Zensurance is an online insurance marketplace in Canada that allows businesses to compare quotes from multiple insurers and buy coverage digitally with licensed broker support.
Is Zensurance legit?
Yes. Zensurance partners with licensed Canadian brokers and recognized insurers. Policies are issued by regulated insurance companies.
How much does business insurance cost?
Costs depend on industry, revenue, location, claims history, coverage limits, and deductibles. Many small businesses secure coverage starting at around $20 per month.
What coverages can I buy through Zensurance?
General liability, professional liability (errors and omissions), commercial property, cyber insurance, and commercial auto.
How fast can I get a policy?
Many applicants receive quotes within minutes; complex risks may take longer.
Do I get help from a licensed broker?
Yes. Brokers help with questions, limits, and endorsements at no extra cost.
How do claims work?
Claims are handled by the insurer that issued your policy. Zensurance can help initiate the claim.
Is Zensurance available across Canada?
Yes, though availability varies by province and insurer appetite.
How do I choose limits and deductibles?
Balance contract requirements, risks, cash flow, and tolerance. Brokers can guide you.
Compare Quotes with Zensurance
Zensurance Reviews from Canadian Business Owners
Here’s what business owners across Canada are saying about Zensurance:
★★★★★ “Fast and easy process” — David R., Contractor
“I needed general liability insurance for a new contract. Zensurance made it simple — I filled out the form online and had multiple quotes within minutes. Way faster than calling around brokers.”
★★★★☆ “Great support, but some paperwork” — Sarah L., Retail Shop Owner
“The application was smooth and I liked being able to compare different insurers. The only downside was that my industry needed a bit more paperwork, but their broker helped me through it.”
★★★★★ “Affordable and reliable” — Mark T., Consultant
“Got professional liability coverage at a fair price. I like that everything was digital, and I could talk to a licensed broker when I had questions. Overall, very happy with the service.”
★★★★☆ “Good experience overall” — Priya S., E-Commerce Business
“Rates were competitive and I liked seeing multiple options in one place. The only improvement would be faster turnaround for specialty coverages. Otherwise, I’d definitely recommend Zensurance.”
Key Themes in Zensurance Reviews
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Speed and convenience: Most users highlight the fast, digital-first process.
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Choice of insurers: The ability to compare multiple quotes is a major advantage.
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Broker support: Customers appreciate having expert help included.
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Room for improvement: Specialty industries sometimes require more time or documents.
See Your Zensurance Quote Today
Who is Zensurance Best For?
Zensurance works well for a wide range of small and medium-sized businesses across Canada. It is especially popular with:
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Contractors and Trades
Need general liability and tools & equipment coverage for contracts, job sites, or landlord requirements. -
Consultants and Professionals
Protects against errors & omissions (E&O) claims if clients allege negligence, mistakes, or poor advice. -
Retail and E-Commerce Stores
Coverage for inventory, property, and customer injuries in-store or online. Cyber insurance is also important. -
Technology and SaaS Companies
Cyber insurance, professional liability, and general liability for fast-growing startups and service providers. -
Restaurants and Hospitality Businesses
Combine property, liability, and liquor liability coverage to protect against a wide range of risks. -
Health and Wellness Practitioners
Professional liability plus general liability to cover patient or client interactions.
If you own or operate a Canadian business, Zensurance helps you quickly compare options and secure affordable coverage.
Contact information
info@zensurance.com- 1302-200 University Avenue, Toronto, ON M5V 3C6
Availability:
British Columbia, Alberta, Saskatchewan, Manitoba, Ontario, Nova Scotia, New Brunswick, Prince Edward Island and Newfoundland and Labrador.Support Offered:
- Phone Support
- Email Support
- Web Chat
- Social Media
- Blog
- FAQs
Call Center:
Mon-Fri: 8:00AM - 6:00PM ESTFrequently Asked Questions About Zensurance
What is Zensurance?
Is Zensurance safe?
Zensurance is leading the technology revolution in the insurance industry and redefining business insurance. They have been in business since 2016 and have served over 50,000 customers. All information you provide to Zensurance is fully encrypted and only shared securely with the insurance carrier.
How much does Zensurance cost?
There are many types of insurance available for business owners. The type of coverage you need is what will determine the cost. These factors include the industry you're in, the size of your business, revenue, and more. On average, small to medium-sized businesses can expect to spend $450 on a basic CGL policy with a $2,000,000 limit.
How does Zensurance provide quotes?
Zensurance has a fully online quote application process. Using data analytics, Zensurance analyzes the most common risks and creates curated packages ideally suited for each industry.
How do I pay for my business insurance?
You can choose to pay for your business insurance on a monthly or annual basis, most times through direct deposit. Most customers pay on a yearly basis to avoid additional financing charges, but Zensurance also offers flexible payment options, including monthly solutions for policies more than $500.
What does Zensurance offer?
Zensurance works with over 50 leading insurance companies, leveraging the latest innovations to provide industry-specific business insurance quotes and exclusive rates at up to 35% off the competition.
What is business insurance?
Business insurance protects your business financially should a claim or lawsuit be filed against you or your business, allowing you to recover losses if an uncertain event happens. Business insurance, depending on the kind you get covers third-party property damage, errors, bodily injuries, etc.
What are some of the benefits of using Zensurance?
When you use Zensurane then you don’t have to wade through endless forms and play call a bunch of people to get a quote. Zensurance learns about all of your needs in minutes, and you can purchase at your convenience online.
Do I need business insurance if I work from home?
Yes, people that work from home need business insurance. Some personal home insurance policies could cover personal items for work, such as a laptop, but most home policies won't cover business items.
Zensurance Reviews
Avg. Rating: 5.0 (2 reviews)
Very Easy
“Enjoyed the entire insurance buying process with Zensurance compared to my last time shopping for it. It was smooth and easy”
Professional Service
“Excellent customer service and value for money. Tristan was very responsive and was able to find is an insurance that was right for us. Professional conduct and very responsive to emails. (via Google reviews)”
