Trusted by More than 2,000,000 Canadians since 2016

Business Loan Application – Keep

Looking to fuel your business growth? Keep offers flexible financing solutions tailored to your needs. Whether you want to boost working capital, invest in inventory, hire staff, upgrade equipment, or expand your operations,Keep business loans can provide the funding you need.

Why Choose Keep?

Keep is a trusted lender in Canada, offering:

  • Fast Approval: Apply online in just 30 seconds and get a decision within 24–48 hours.

  • Flexible Loan Amounts: Borrow from $1,000 up to $1,000,000.

  • Competitive Rates: Interest rates starting at 3% per month.

  • Short-Term Terms: Loan terms ranging from 3 to 12 months.

  • Easy Repayment: Automatic monthly deductions from your business bank account.

If you’re exploring other financing options, you can also compare business financing solutions to see what fits your needs best.

How to Apply

Applying for a business loan with Keep is straightforward:

  1. Start Your Application: Complete the online form in under 30 seconds.

  2. Provide Required Information: Submit your business details, including bank statements, legal business name, estimated credit score, and funding request amount.

  3. Get Matched with Keep: A representative will contact you within 24–48 hours to discuss your application.

If your business also requires equipment financing, you can explore equipment loans or retail store financing to cover specialized costs.

Eligibility Requirements

To qualify for a Keep business loan, your business must:

  • Be registered in Canada (excluding Quebec).

  • Have been operating for at least six months.

  • Maintain a minimum credit score of 560 (TransUnion).

  • For construction businesses: generate over $1 million in annual revenue and operate for at least three years.

For more information on eligibility and other lenders, check our business financing overview.

Use Your Funds for Various Business Needs

Keep’s financing options can support a wide range of business expenses:

  • Working capital

  • Inventory purchases

  • Staffing costs

  • Equipment upgrades (equipment loans)

  • Renovations

  • Marketing campaigns

  • Business expansions

You can also explore other funding options like merchant cash advances if you need short-term working capital.

Frequently Asked Questions (FAQs)

Q1: Can I apply with bad credit?
Yes, Keep considers applicants with credit scores as low as 560, but rates and terms may vary depending on your credit profile.

Q2: How long does approval take?
Once your application is submitted, Keep typically responds within 24–48 hours.

Q3: Can I use this loan for equipment upgrades?
Absolutely. Keep loans can be used for purchasing or upgrading equipment. You may also explore equipment loans if you need larger financing.

Q4: Are there flexible repayment options?
Yes, Keep offers monthly automatic deductions from your business bank account to make repayments convenient and predictable.

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