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Thinking Capital
5 / 5

You’ve accomplished so much for your business. Now is the time to realize your full potential with a fresh new approach that puts you in control. At Thinking Capital, we combine our people and technology to enable you to overcome traditional roadblocks to success.

We act as your partner, providing you with real-time data on how your business is performing. With our industry knowledge and quick access to smart capital, you get the confidence of knowing you can unlock the true potential of your business today.

 

Call center

Monday to Friday
9AM – 6PM EST

Web Chat
Help Center/Blog
Email Support
Years
in business

Since 2006

Number
of customers

Over 10,000

Total
funded

Over $500M

Availability:

Everywhere in Canada

Thinking Capital Reviews
5 /5 (4 Reviews)
Expert reviews Sort by rating
Catching up with Canada’s oldest alternative lender
Ryan is the editor of AltFi News and an expert in the alternative finance space. He has been featured in the Guardian, Equities.com, and is a regular guest on radio.
The recently published “Breaking New Ground: The Americas Alternative Finance Benchmarking Report” – spearheaded by the Cambridge Centre for Alternative Finance – explores a market which produced $36.49 billion in funding volume in 2015. Of that total, Canada generated $206.96 million, up 240% from the $60.81 million that was recorded in 2014. The Cambridge report focused solely on the exchange-based platforms, i.e. marketplace lenders and a range of crowdfunders. Despite the somewhat limited scope of this report, it’s clear that Canada’s alternative finance space – while growing – is at an earlier stage in its growth trajectory than its neighbour the US (which has produced c. 99% of the funding that has to date been delivered by alternative financiers in the Americas).
Read more...

Product Offering

Merchant Cash Advance Apply now
Interest rate

Fixed Fee

Amount

$5,000 – $300,000

Term

N/A

Who is eligible

Must be in business for at least 6 months (no startups)
Average monthly revenue of at least $7,500

What you need to provide

Government issued identification
Business bank statement for last year

How fast can you get the money

1 day or more

Funding method

Direct deposit
Cheque

How does repayment work

Daily, as a % of sales via merchant processor

Business Loan Apply now
Interest rate

Starting at 7.99%

Amount

$5,000 – $300,000

Term

6 – 12 Months

Who is eligible

In business for at least 6 months
Monthly gross revenue of at least $7,000

What you need to provide

Government identification
Business banking statement for the last year
Void cheque

How fast can you get the money

1-3 Days

Funding method

Direct deposit
Cheque

How does repayment work

Daily, via a bank withdrawal
Lump sum payment any time

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