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4.3 / 5

Yes, over 200 branches throughout Canada (not Quebec)

easyfinancial provides personal loans of $500 to $15,000 with terms of 9 to 60 months. We get you cash fast with a simple 15-minute application process and easy decision within 30 minutes or less. We provide flexible payment options and absolutely no hidden fees.

Call center

Monday – Friday: 9AM to 10PM EST
Saturday – Sunday: 10AM to 6:30PM EST

Web Chat
Help Center/Blog
Email Support
in business

Since 2007

of customers

Over 150,000


Over $1B


All of Canada

easyfinancial Reviews
4.3 /5 (9 Reviews)
Expert reviews Sort by rating
easyfinancial offers borrowers more than cash – it offers a “second chance”
Mashoka is a journalist for the London Press and the National Post, currently specializing in finance, business and technology.
In a country that owns the bragging rights to having the highest household debt of any G7 nation – and with a glaring need for loan options, personal lender easyfinancial steps in to help those Canadians who have been turned away by big banks.
Users reviews Sort by rating
Love easy financial
It was frustrating going back and fourth with getting documents set for the pre approved loan but once I got it I was super ecstatic. Easy financial gave me a second chance at bettering my creditscore when no other finance company would help me with a loan. I was in bad financial need and easy financial pulled through. Thank you easy financial you guys helped me out greatly. Your staff also were a great help
Alex lavoie
overall great company
I bought there insurance plan on my loan and when I need it. It was like pulling teeth they blamed the insurance company mean while it was there fult long story short I had to do there job for them.
You guys called me at just the right time to let me know I had funds available! Thanks Kitchener Forest Glen branch for your prompt and courteous service!
Trying to build my credit
Well like many others, I'm trying to rebuild my credit and don't have the best score about 545. I got a quick approval like they stated for the amount I asked. They even found equity in my beater commuter car, which was a pleasant surprise.
Frank S.
If you need this,use them
I literally applied and it took me 10 minutes to do the application. I got a call from their representative 10 minutes later,got approved went over few things and got funded so quickly!
Easy process to consolidation loan application and approval. Good company to deal with and they really understood my position.
Quick and easy!
I had a great experience at easyfinancial. They are friendly and always helpful. Thank you for great advice!

Product Offering

Personal Loan
Interest rate

29.99% – 46.96%


$500 – $15,000


9 – 60 months

Who is eligible

Canadian residents (Not Quebec)
At least 18 years old
Minimum net income of $1200 per month
No bankruptcies: (has to be discharged for at least six months, as well as any consumer proposal.
Cannot be in credit counseling.

What you need to provide

2 recent pay stubs
Last 30 days of banking information
1 recent bill addressed to your current home
2 pieces of government photo ID

How fast can you get the money

1 day or more

Funding method

Direct bank deposit
Prepaid credit card
Mailed cheque

How does repayment work

every 2 weeks, twice per month, monthly
In branch or by automatic withdrawal

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